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Make more money with these 2 courses

Broker Price Opinion Resource (BPOR-ABR):
Clarion Hotel
1950 Newtown Pike
Lexington, KY 40511
10am - 5pm (EST)
Instructor: Sandy Huwel
Early-bird rate: $99 (before Nov 23)
After Nov 23 or walk-in rate: $129
Register Now (and learn more)

Silver Bullet Solutions (CRS 1-Day):
REALTOR® Assoc. of SKY Board Office 
180 W. Professional Park Ct.
Bowling Green, KY 42104
9am - 5:30pm (CST)
Instructor: Michael Selvaggio
Early-bird rate: $99 (before December 1)
After Dec 1 or walk-in rate: $129
Register Now (and learn more)

Find out more about the education offered through 2011, click here.

Congress fails to act on loan limits

Congress failed to extend the FHA and GSE mortgage loan limits. On Oct. 1, those limits declined in 669 counties in 42 states, including 16 counties in KY for FHA loans. The new limits will be equal to 115% of local area median home price (from 125%). The high cost cap will fall from $729,750 to $625,500. To determine your new loan limit, find your county; if your county is not listed, your limit will not change. NAR will continue to work with Congress to attempt to restore the higher limits as quickly as possible.

View the county chart

Committee Volunteers Needed

Serving on an Association committee can do many things - it allows you to be a part of the decision making process, it acquaints you with changes in the law and it involves you in educational opportunities available. 

Complete a volunteer form 

From the KAR blog:


For the latest headlines, click here or check out some of the most popular posts below:  

Home payments same now as 30 years ago

MID should not be up for debate

Homeownership rate experiences biggest drop in 70 years

Talk that makes a difference with Congress

Monitor your website visitors

Subscribe: You can subscribe to receive daily updates by clicking the links on the right hand side of the blog home page. Guaranteed at least one new post daily.

UAD: What's the deal on appraisals

To improve the quality and consistency of appraisal data on loans delivered to the GSEs, Fannie Mae and Freddie Mac, at the direction of the Federal Housing Finance Agency (FHFA), have developed the Uniform Appraisal Dataset (UAD), which defines all fields required for an appraisal submission for specific appraisal forms and standardizes definitions and responses for a key subset of fields.


Read More

UAD Reader

On Thursday, December 8, KREEF is holding a course to address this issue. Titled "UAD - Avoiding the Confusion," the course is approved for 3 hours law CE and will be held in Lexington. An afternoon course on environmental issues will also be held.
Register Here 

Election for NAR Region IV VP

KAR has a vacancy for Kentucky's nominee for the NAR Vice President for Region IV which includes Kentucky, Tennessee, North Carolina and South Carolina.

Interested candidates should complete the nomination form and return it to KAR by October 18, 2011 by close of business. The nomination form identifies the qualifications required by NAR. The Delegate Body will vote to fill this vacancy by written ballot. Ballots will be e-mailed to delegates on October 19, 2011 and the BOD and Delegate Body will give formal approval and ratification of the nominee at the December meeting.

Proposed amendments to the Bylaws

KAR is proposing several changes to the Bylaws. The pdf with changes listed can be found at the link below. These changes will be voted on at the membership meeting held in Lexington on December 1 during the Leadership Conference.

Review Changes   

Got Education? 

If you are looking for ways to get your annual CE requirements, take a look at these options (and don't get hit with a $500 fine at the end of the year):

Online Courses

Live Web Courses

Classroom Courses

GRI Courses


GRI designation now an elective for ABR

Start on your designation journey today

To become an ABR you must complete one core course - the ABR Designation Course - and one elective option. The newest addition to the list of ABR electives is the GRI (Graduate, REALTOR Institute) Designation. GRI Designees study new technology, laws, and procedures in order to continuously evolve and meet the needs of the increasing sophistication of buyers and sellers. This course ensures real estate practitioners can perform at an ever-increasing level of professionalism. Courses are enrolling and very affordable.

Upcoming GRI Course: (each course counts for CE)

Oct 25 & 26: GRI 5 - Systems for Success (Northern KY)

Click here to learn more about the benefits of GRI and to see the approved CE for each class.
3 things to consider when representing a buyer or seller

1. Always advise buyers to purchase an owner's title insurance policy.
2. When dealing with short sales or foreclosures, ask a professional to help you in negotiating with the lenders and/or drafting the contracts.
3. Ask the lender to use the title company that best suits the buyer in terms of price, convenience, location, services, etc.

Contact Limestone Title & Escrow for more information on the products and services offered - (502) 632-2277. 

This is a paid advertisement
October 2011
Limestone Title
In This Issue
2 Courses
Loan Limits
Committee Volunteers
KAR blog
GRI designation

KAR Affinity Partners 

UPS (New Program) 

KAR members can save up to 30% on UPS shipping. Members currently enrolled in the UPS Savings Program must re-enroll to take advantage of this new exclusive offer.


Showing Suite
Get feedback on your listings, improve communication with your sellers, and set yourself apart from your competition with HomeFeedback®.

Drug Card

As a member, you, your family & friends may be able to lower your prescription drug costs.

Nationwide Insurance
Offering you a special insurance program that could save you up to $500 with special rates on your auto policy.

Read More

Broker Involvement


Get involved in a program that will boost Kentucky's Call-for-Action response rates. If you are a real estate broker in Kentucky, please enroll (it's free and easy), and if you are an agent, please encourage your broker to join this effective network of broker leadership in public advocacy for REALTORS® across the United States.

Learn more and enroll here (to enroll, click the "Join the Program" button on the left side)

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