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Calls for Action: 2 are currently active 

NAR has issued two CFAs that are important to the real estate industry and your clients. One is dealing with the reauthorization of the National Flood Insurance Program; the other with making the current loan limits permanent. As a member, if you haven't already taken the few seconds to respond, go ahead and make your voice heard in Washington.

National Flood Insurance Program

Loan Limits

KAR Annual Convention & Expo - Save $40 by 7/31

September 27 - 29
Marriott Griffin Gate Resort & Spa
Lexington, KY
Register Now

Register by July 31 for the early-bird rate of only $89 (that's a savings of $40) and be entered to win a pocket video camera - the Kodak Zi8. The website has all the information you need to get signed up for this year's event. 

Speakers include Dave Mitchell (keynote), Gee Dunsten, Cindy Chandler, Dan Green and others. Topics will cover sales strategies, legal issues, mortgages/financing, commercial, personal safety, website building, social networking and even an e-PRO course! New for this year, we will be holding an Unconference on Wednesday for top-of-mind topics that are most popular to those in attendance. And don't forget about the social events on Tuesday and Wednesday nights.

From the KAR blog:


For the latest headlines, click here or check out some of the most popular posts below:  

90% of Americans value home ownership

BofA settles mortgage claims for $8.5B

Struggling homeowners receive financial assistance

9 items homebuyers want

Call for Action: National Flood Insurance Program

Your smartphone can save you money

You can subscribe to receive daily updates by clicking the links on the right hand side of the blog home page.

e-PRO Day 1: Tech training to stay ahead

This is the only classroom course offered in KY for 2011.

This course will familiarize today's agents with the latest technology and social media tools to enhance business and help engage with customers and other real estate professionals. 

September 27
Marriott Griffin Gate Resort & Spa
Lexington, KY
Dan Green, Instructor
This course will be held during the Convention, however, you do not have to attend Convention to take this course.

Group pricing is available for as low as $75 per person. Already have e-PRO? Refresh your skills for $75.

Approved as 3 hour CE elective credit and elective credit for CRS, ABR, GRI, CIPS and RSPS. Call KAR (800.264.2185) for more info.

Learn More and Register

HUD publishes SAFE Act final rule


On June 30, 2011, the Department of Housing and Urban Development (HUD) published a final rule under the Secure and Fair Enforcement Mortgage Licensing Act of 2008 (SAFE Act) (the rule takes effect August 29, 2011). The SAFE Act requires states to establish loan originator licensing requirements that meet minimum federal standards. HUD has overall responsibility for interpretation, implementation, and compliance until July 21 when the Consumer Financial Protection Bureau takes over.

Read More

2011 KREC nominations


Any real estate licensee wishing to be considered for a 4-year term as a Kentucky Real Estate Commissioner should contact KAR. An application and detailed requirements are available at www.kar.com and by mail. To qualify, one must have been a resident of Kentucky for 10 years and have held a Kentucky real estate license for 10 years. Deadline for submission is August 5, 2011 to KAR, 161 Prosperous Place, Suite 100, Lexington, KY 40509. Questions may be directed to susiehelm@kar.com or call 800.264.2185.

Nomination Form

2012 KAR election information

Deadline: September 2, 2011

Positions open: President-elect, Treasurer-elect, At-large Director (3), At-large Delegate (3), Region Director (for Regions 1,3,5) and NAR Director.

To apply for any of the available positions, fill out an application and submit to KAR. Qualifications and descriptions of each of the positions and complete instructions is included in the application packet. Elections will be held in September at the KAR Annual Convention & Expo in Lexington.

Nomination Form


Upcoming KREC Meeting

July 21 @ 9am

The next Kentucky Real Estate Commission (KREC) meeting is being held at the Cave City Convention Center. The address is 502 Mammoth Cave Street, Cave City, Kentucky 42127. Coffee and pastries will be provided.

If you want to attend a KREC meeting to see what goes on, decisions that are made and to provide input, this is your chance. As all meetings are open, this is one of the few times during the year the Commission meeting is held outside of Louisville.
3 things to consider when representing a buyer or seller

1. Always advise buyers to purchase an owner's title insurance policy.
2. When dealing with short sales or foreclosures, ask a professional to help you in negotiating with the lenders and/or drafting the contracts.
3. Ask the lender to use the title company that best suits the buyer in terms of price, convenience, location, services, etc.

Contact Limestone Title & Escrow for more information on the products and services offered - (502) 632-2277. 

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July 2011
Limestone Title
In This Issue
Convention & Expo
KAR blog launches
KREC nominations
KAR elections

KAR Awards 

Nat Sanders Education Award
Deadline: August 15

Community Service Award
Deadline: August 15

Target: RPAC @ Convention 

Purchase a dart for $50 or buy more than one for a shot to pop the balloon with the "Grand Prize" - a $2,000 Visa Card. You do not have to be present to win - designate a "thrower" for your darts.

Learn More

Got Education? 

If you are looking for ways to get your annual CE requirements, take a look at these options:

Online Courses

Live Web Courses

Classroom Courses

GRI Courses


Broker Involvement


Get involved in a program that will boost Kentucky's Call-for-Action response rates. If you are a real estate broker in Kentucky, please enroll (it's free and easy), and if you are an agent, please encourage your broker to join this effective network of broker leadership in public advocacy for REALTORS® across the United States.

Learn more and enroll here (to enroll, click the "Join the Program" button on the left side)

KAR social networks 

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KAR Affinity Partners 

Showing Suite
Get feedback on your listings, improve communication with your sellers, and set yourself apart from your competition with HomeFeedback®.

Drug Card

As a member, you and your family & friends may be able to lower your prescription drug costs.

Nationwide Insurance
Offering you a special insurance program that could save you up to $500 with special rates on your auto policy.

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