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Don't get hit with a $500 fine  

Licensees need to obtain the annual education requirements set by the Kentucky Real Estate Commission or you could face a $500 fine. Don't worry - the Kentucky Real Estate Education Foundation has you covered. You can earn CE credit for your real estate license without leaving your home or office and take it at any time that fits your schedule.

Three courses are available:

Environmental Issues in Real Estate - 6 hours (3 hours law credit & 3 hours elective credit)

Real Estate Finance Today - 3 hours (3 hours elective credit)

Fair Housing - 3 hours (3 hours law credit)

Register Now
LeadershipKAR Program - 2011  

Applications are now being accepted - deadline is December 31.

Join a program that will put you in a class by itself.

The LKAR program brings together a select group of members who possess a broad variety of leadership abilities and accomplishments and provides leadership development and training all while forging new relationships with others from across the state. 

Find Out More Here

KAR Webinar  
 

KAR will be hosting a webinar on mortgage fraud at 10am EST on November 16. Andrew Szalay, Associate Director of Public Policy with the Mortgage Bankers Association will present for 20 minutes followed by 10 minutes of Q & A. 

Please e-mail Julie Johnson if you'd like to participate (space is very limited).

2011 KAR Leadership Conference  

Lexington, Kentucky
November 30 - December 1

Melynn Sight will be the keynote speaker.

The Leadership Conference is open to:
- Local association presidents and president-elects
- KAR board of directors and delegate body
- KAR committee chairs and vice chairs
- KREEF Trustees and KAR Trustees
- Local association executives and secretaries

KAR will also be presenting the NAR Surround Sound Training immediately following the Leadership Conference on December 1. This is free and open to anyone who serves as a spokesperson for their board or deals directly with the media on a regular basis. Find out more on the website.

Register Now (online registration closes Nov. 29 at 9am)
Congress passes loan limit and flood insurance extensions  

On October 4, Congress passed an extension of the loan limits for Freddie Mac and Fannie Mae (the GSEs) and FHA. Under the bill, which was signed by the President, the current loan limits will remain in place through September 30, 2011. Extending the loan limits was necessary to avoid potential market uncertainty.

Additionally, Congress passed, unanimously, a one-year extension of the National Flood Insurance Program (NFIP) to September 30, 2011.

Foreclosure updates  

In September and October 2010, several lenders suspended foreclosures due to questions about whether the transactions were being processed consistent with applicable state law requirements.

There are new articles coming out daily, almost hourly, about the foreclosure siutation and almost as many viewpoints about how it should be handled and corrective steps that should be put into place. Find a number of resources at NAR's website and keep up with all the updates available.

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4 ways to ramp up your marketing  

Make your marketing standout by taking advantage of several technology tools to help you quickly create professional materials and expand your marketing reach. These four tips from James Dwiggins may help you generate more business.

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3 tips to negotiating short sales  

Short sale transactions can be complex to negotiate with lenders. Hence, real estate trainer and educator Kathy Mehringer's definition of short sales: "A transaction where nothing is certain but for the uncertainty."

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Reach the millennial generation  

The millennial generation has entered the real estate market in a big way. The average age of first-time home buyers - a dominant force in the current real estate market - is 30. But these tech-savvy millennials, born between 1980-2000, have different expectations and views when it comes to home buying and differ in how they communicate compared to previous generations.

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Let photography work for you  

Real-estate listings that use photographs taken by the higher-end SLR cameras favored by photographers and photography enthusiasts, tend to do better than those that use photos from cheaper point-and-shoot cameras, according to a new analysis done by Redfin.

Not surprisingly, listings with better photos command higher asking prices: If you believe your home is worth the investment of good photography, you'll probably ask more money for it.

Read More
Homeownership: facts vs. myths (webinar)  

Among the issues being looked at is whether the epidemic of foreclosures proves that government support of homeownership is a bad idea, whether the emphasis on homeownership has made for a less mobile workforce, and what the impact of fluctuating home values is on household stability. In all, a dozen issues will be discussed, including issues that touch on MID and the capital gains tax treatment of home sales.

Click Here to View
Do buyers see your listings?

So why is REALTOR.com� so popular?

REALTOROur data is more accurate: updated every 15 minutes directly from most MLSs. This is crucial because once a consumer gets bad information from a site, they no longer trust it or return.

Also, REALTOR.com� has invested in making search even more intuitive and comprehensive than any other site. With all these new improvements there should be even more people looking at your listings.
November 2010
REALTOR.com
In This Issue
Online CE courses
LeadershipKAR
KAR Webinar
Leadership Conference
Loan limits and NFIP
Foreclosure updates
4 ways - marketing
3 tips - short sales
Millennial generation
Photography
Homeownership webinar
REALTOR.com
30 under 30
Broker Involvement Program
KAR social networks
30 under 30 - be considered
 

REALTOR� Magazine features 30 rising young stars in the real estate industry. Applications for the 2011 class of "30 Under 30" are due by Jan. 15, 2011. Find out more about the qualifications and how to apply.

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Broker Involvement
Program 
 
 
Get involved in a program that will boost Kentucky's Call-for-Action response rates. If you are a real estate broker in Kentucky, please enroll (it's free and easy), and if you are an agent, please encourage your broker to join this effective network of broker leadership in public advocacy for REALTORS� across the United States.

Learn more and enroll here (to enroll, click the "Join the Program" button on the left side)
KAR social networks 
 
Follow us on:
 
Facebook
LinkedIn
ActiveRain

Twitter NEW!
Rx Drug
Card 

This KAR member
benefit is being provided to you and your family & friends to help lower your prescription drug costs. Simply create and print your FREE Prescription Drug Card and receive savings of up to 75% (discounts average roughly 30%) at more than 54,000 national and regional pharmacies.

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REALTOR� Benefit - Dental Insurance  

NAR has put together a custom-designed program to offer affordable and valuable large group dental insurance benefits to members and their families nationwide. 

Learn More
Correction: In last month's (September) issue of the Real Estate Report, Jim DeMaio, newly elected At-Large Delegate, was incorrectly listed as being from Bowling Green. He is from Owensboro.

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