•  The Patient Protection and Affordable Care Act, popularly known as Obamacare, is like a stool that stands on three legs: the pre-existing condition provision, the individual mandate, and the premium assistance tax credits hold up the law.
•  According to section 1311 of Obamacare, states "shall" create exchanges in order to receive the tax credits for low to moderate income people. The law restricts the tax credits to those exchanges created by the states because the credits were meant as an incentive for the states to create the exchanges.
• According to section 1321 of Obamacare, in a state that refuses to set up an exchange, the federal government creates an exchange for the state; however, the law states 6 times that the tax credits are only for those exchanges created by the states.
•  Several states have been adamant about not creating the health care exchanges, namely Texas, Louisiana, Michigan, South Carolina, and Florida. New Jersey Governor Chris Christie vetoed setting up an exchange in his state in May of this year, and Governor John Lynch of New Hampshire (a Democrat) also vetoed the initiative in his state. Check to see how your state is handling Obamacare's exchange provision here.
• Employers who fail to provide what the federal government defines as "essential coverage" to employees are liable to a tax as high as $3,000 per employee. However, if a state refuses to set up an exchange and the federal government sets one up for that state instead, according to the letter of the law, the employer does not incur the tax. States that do not set up an exchange are not subjecting their employers to the tax. 
•  In order to close this state-exchange loophole in the law, the IRS disregarded Obamacare's statutory language on May 18, 2012, by declaring that the tax credit will apply to the federally created exchanges. This is an illegal action by the IRS that will increase deficit spending tremendously.
• After the Supreme Court's decision in June upholding Obamacare, the law can be overturned by administrative action or by the Congressional Review Act. Contact your Governor today and urge him or her not to create an exchange in your state!

     Letters to the editor of your local newspaper can be a very powerful tool to express your conservative ideas. As you may know, women's issues have been at the forefront this election year. The so called "War on Women" needs to be addressed. As a women's organization our main focus should be women and what this President has done to them. 

1.) 800,000 more women are in poverty since Obama took office. 

2.) Obama's bleak economy has caused educational opportunities to vanish and strained the family budget.

3.) Four times more men than women are getting jobs.

4.) Hispanic women are the fastest and largest growing poverty group in America. 

5.) 7.5 million women are in severe poverty.

     Romney and Ryan have the economic intellect to grasp women's issues and bring women back to opportunity and prosperity. We need to write about the conservative woman's viewpoint and what it means to this election. Letters to the Editor are a great way to get our message out. Research on the MittRomney.com website and submit your letters to your local newspaper.