Greetings!
In this edition we would like to thank everyone who attended EntreLeadership at North Industry Christian Church. It was an exciting day filled with valuable infomation not only for your business but your own personal development. We would also like this newsletter to educate you on the importance of working with a budget. Your are welcome to download our budget worksheet (free) form our website anytime. The purpose of the worksheet is to equip you with the resources needed to have a successful budget. Looking for some inspiration? Just follow us on facebook.
|
| Budget | |
|
Cash Flow Planning
You really want to save money? Then start with a budget! So many times we like to over think things, when it is really the simple idea or plan that works the best. Almost 70% of Americans are living paycheck to paycheck and nearly the same percentage does not have a budget......could there be a correlation between the two? I think Zig Ziglar says it best Coninue... |
| Christmas Budget | |
|
Plan
 Did everyone remember that Christmas is just around the corner? If you forgot you could of turned your radio on and listened to Christmas music a few weeks ago.
It is never to late to budget for the holidays. Although we recommend to start your budget for Christmas in January, we can help you this year with a quick Christmas budget sheet that you can download for free from our website. It only takes a few minutes to plan for the upcoming weeks. However, if you let Visa or MasterCard plan your holiday it could take you years to get out of it. Remember to search for the deals and that cash is king. |
| 30yr v 15yr | |
Mortgages 
Let's blog mortgages......I am expecting that this will be a technical blog with plenty of numbers and references to stats. I don't think this going to be on the entertaining side but I promise that it will be informative. Here we go....
Comparing a 30 year fixed, a 30 year fixed paying extra, and a 15 year fixed. Historically the 30 year fixed is approximately .75 points higher than a 15 year fixed. For this example we use the 30 year at 4.5% and the 15 year at 4.0%. Continue to see table... |
