1.  You need to determine what format you will ACTUALLY use:  Planner, smartphone, online service - but, You do need a to-do list ... and one that is easily accessible.

2. Review it twice a day.  Where are You ... progress-wise?

3.  Organize your must difficult challenges for the early morning hours - allowing less opportunity for distractions. Break the task down into daily tasks - doing a little bit each day.  Sometimes you may have to get up early to complete some of your tasks - say, before telephone calls start occurring!! You never know what is needed of you when the phone rings - and You say "Hello".  Have your most important tasks completed first.  It will take a little discipline; but, you will be glad you developed it - when that unexpected request is on the other end of your phone!

4.  Build in time for interruptions.  If they don't occur - keep on with your list. If they do - you have time to handle them {that is a great feeling}.

5.  Know when you need to shut the door and get a 'single' task completed {the budget; bill paying; the report due in 3 hours; whatever you really don't what to be interrupted on - once you start}.  Don't hope that you won't be bothered - take steps to accomplish a specific task you need to do.  Close your door, put up a sign, "Do Not Disturb for 25 Minutes" - Project deadline to complete.

6.  Be decisive.

7.  Learn to say "No".

8.  Ask for assistance.

9.  Take some time for YOU - go for a walk, exercise class, tend to your garden; or, start one, knit, crossword puzzle, play "Angry Birds" - take time and de-stress.  Then, get back to the list.