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Important Company News and Updates! |
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 Prudential announcement effective October 15, 2012:
Reprice on Universal Life Protector and SUL Protector
***Single-pay scenarios will increase approximately 13% on average.
***Prudential is introducing new requirements for applicants over the age of 70. They include new Senior Assessment exams and Financial Underwriting requirements that will go into effect with applications dated October 1, 2012 or later. These updates bring us in line with other carriers' guidelines and improve our overall risk selection at older ages. |
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9/1/12 - 12/31/12 | |
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Receive an iPad from ANICO when you submit
and pay for 6 life policies through iGO e-App®
Rules: Began 9/1/12 and ends 12/31/12, E-Apps must be dated no earlier than 9/1 and paid by 12/31,
Your choice of White or Black Color and Wireless Carrier (4G LTE coverage Not provided by American National),
The new iPad, 16GB, Wi-Fi + Wireless Carrier (4G LTE), Excludes New York products and
simplified issue (currently unavailable on e-App), Writing agents only. Limit one per writing agent. |
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Give clients a "A New Look on Life" using cash value life insurance: | |
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Cash value life insurance provides protection and can help clients accumulate
supplemental income to meet a wide range of future financial needs. The cash
value can be accessed through partial withdrawals and policy loans1 and can be
used for any purpose, including additional income during retirement. Or it also has
the potential to increase the death benefit or reduce premium payments in later years. |
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LIMITED-TIME UNDERWRITING OFFER
Your advisors can offer clients lower premiums on Nationwide YourLife
No-Lapse Guarantee UL until the end of the year through this risk class special.
Now through December 31, 2012, all Nationwide YourLife® No-lapse Guarantee UL policies
rated Nontobacco Preferred will receive Nontobacco Preferred Plus rates.
Through this limited time offer, clients can save up to 10% by qualifying at the best rate class.
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 AN IMPORTANT ANNOUNCEMENT FROM TRANSAMERICA LONG TERM CARE | | |
This is a reminder that the following changes will be effective Tuesday, October 2, 2012:
The following applies to ALL states, unless otherwise noted:
We are suspending sales of all limited pay options, including Single Pay, Pay-to-65, and 10-Pay in all states except NY.
We will no longer accept 1035 Exchanges for our long term care product in all states.
The following applies only to states with TransCare® II 2012 (AL, AK, CO, GA, ID, IL, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NM, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA, WV, WI, WY):
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