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In This Issue
Article Headline
Shaw American Offers VITAL LTC
Shaw American's Great Underwriting, Carriers and Service
Join Us November 9, For SFSP Meeting
Shaw American's
Great  Lineup of Life Companies:
 
American General
 A.M. Best A/S&P A+
 American National
A.M. Best A/S&P A 
 
 Aviva Life
A.M. Best A/S&P A+
 AXA Equitable
A.M. Best A+/S&P AA-
Banner Life
A.M. Best A+/S&P A+  
Genworth
 A.M. Best A/S&P A
ING Life
A.M. Best A/S&P A
John Hancock
A.M. Best A+/S&P AA-Lincoln Benefit
A.M. Best A+/S&P A+ 
Lincoln Financial
A.M.Best A+/S&P AA- 
Metlife Investors
A.M. Best A+/S&P AA- 
Midland National
A.M. Best A+/S&P AA-
Nationwide
A.M Best A+/S&P AA
North American
A.M. Best A+/S&P A+ 
Prudential
A.M.Best A+/S&P AA- 
SBLI (Savings Bank Life Of Mass)
 A.M. Best A+/S&P A-
Transamerica
A.M.Best A+/S&P AA- 
United of Omaha
A.M. Best A+/S&P A+
West Coast Life
A.M. Best A+/S&P A+ 

 

Only 2 1/2 Months Left To Qualify For Great Awards!

Qualifications Based On 1035 Rollover or Lump Sum Cases.

 

Cruise Ship
iphone
  Flat Screen
Itouch
Digital Video
CobraDriver

 

 

John Hancock Offers Growth, Protection and Choice.

  • Index UL    John Hancock Logo

    John Hancock's Indexed UL is designed to be one of the most competitive products in the industry for cash value accumulation and retirement income potential. Indexed UL offers clients the opportunity to earn interest linked to the performance of the S&P 500®1, while protecting the policy's cash value from market risk. This gives clients the potential for strong cash value accumulation, and provides protection in poorly performing markets because the credited rate will never be less than zero. The Index UL also allows you to add the LTC Rider. Click here to check out the consumer guide   


  •  Premier UL

    John Hancock's Premier Life is a combination of competitive, guaranteed cash values, strong death benefit guarantees, and current assumption performance. It is designed to appeal to clients who want the predictable benefits of a whole life contract with the adaptability of a flexible premium policy. Click here to check out the consumer guide 

John Hancock has also just recently reduced their term rates to be more competitive in the term marketplace.

 

 Here is a link to John Hancocks New Microsite, Check It Out! 

 

 

Now Shaw American Offers you more options for your Long Term Care cases. 

Introducing Vital LTC.  Vital LTC is a comprehensive LTC quote engine that compares all of our LTC Markets in a side by side analysis. It shows the different price comparisons along with all the benefits and riders.

 

Contact Shaw American Today For A Quote On Your Long Term Care Case!

Don't' forget what made Shaw American Great!  World Class Underwriting, World Class Carriers and World Class Service!
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Jonathan A. Shaw, CLU, ChFC President 
Shaw American Underwriters have been trained and have access to Gen Re and Swiss Re underwriting manuels, so that they can negotiate the best offers for your clients!

 

Do you have a customer that has been denied the best rates, due to adverse family history? Well if that customer is over age 60, we have companies that will discard that family history as long as the customer does not suffer from the same impairment. So if Dad had a heart attack at age 55 and the client is now over age 60, they will not be penalize him. That customer could qualify for Preferred rates!

 

Lastly, there is a huge opportunity for you to finish the year strong with increased life sales. Here at the years end, companies have realized that they may be below their production goals for the year and they are "buying" the business!  We can use this leverage to get the most competitive underwriting for your clients. Don't forget that the Guaranteed UL market is undergoing product re-pricing every day. Permanent life insurance will never be cheaper for your clients than it is right now!

 

SFSP November 9th Luncheon:
Last CE Program of The YearSFSP Logo
Prudential Life Insurance Company has graciously agreed to sponsor this meeting. The topic will cover employer-owned life insurance and all the rules regarding employer-owned life insurance. Here is a copy of the program and you can go ahead and download the PowerPoint presentation by clicking here.  This is the last CE Program of the year, so don't miss out on this!

 

 

When:November 9, 2011 11:30-1:00

 

Where:Standard Country Club

8208 Brownsboro Road, Louisville, KY 40241

Click here to map it and get directions 

 

We hope you can come and enjoy the great Steak Sandwich, they prepare for us.

 

Members are Free andGuest of members are free.


Space is limited, Click here to reserve now!

Shaw American Appreciates Your Business and Dedication and Looks Foward To Finishing Out 2011 Strong! 

Shaw American Financial
P. O. Box 648
830 S. Second Street Louisville KY 40201-0648
Phone 800-626-5888 Ext 211 Fax 888-329-7429
 www.shawamerican.com