Reames Financial
 
Trying Something New!
January 03, 2012
In This Issue
Performance
Recipe
Health Tip

Dear  , 

 

Trying Something New!

 

Hey Folks, please click on the video.  It's about 4 minutes.  Thanks!

 

(Please click here to watch video)
(Please click here to watch video.  It's about 4 minutes)
---------------------------------

 

Stepping
(Please click here to register)

http://www2.onlinemeetingnow.com/register/?id=e3490843c1 

We are going to offer our newest study as a webinar on January 4, 2012.  The webinar will be offered at 11:00 AM, 2:00 PM, 5:00 PM and 8:00 PM.  That way you can learn from the comfort of own home.


What will we cover?


We will take a look at what led us to this point of extremely low interest rates, the outlook for those rates going forward, and then most importantly we will share with you some exact strategies on ways you may be able to benefit instead of being punished by this artificial lowering of interest rates.


If you would like to join us please click on the link above or below.

 

ECONOMIC CALENDAR:

Monday - New Year's Day Observed

Tuesday - ISM Manufacturing Index, Construction Spending, FOMC Minutes

Wednesday - Motor Vehicle Sales, Factory Orders

Thursday - ADP Employment Report, Jobless Claims, ISM Non-Manufacturing Index, EIA Petroleum Status Report

Friday - Employment Situation  

 

 

 

Performance


01-03-12 Chart

Notes: All index returns exclude reinvested dividends, and the 5-year and 10-year returns are annualized.
Sources: Yahoo! Finance, MSCI Barra. Past performance is no guarantee of future results. 
Indices are unmanaged and cannot be invested into directly. N/A means not available.


Quote of the Week

"Be always at war with your vices, at peace with your neighbors, and let each new year find you a better person." - Benjamin Franklin

Recipe of the Week

Fabulous Five-Minute Fudge


01-03-12 Recipe

Source: Better Homes and Gardens

 

Ingredients:

1 12 ounce package semisweet chocolate pieces (2 cups)

2/3 cup sweetened condensed milk (� of a 14 ounce can)

1 tablespoon water

3/4 cup chopped walnuts, toasted if desired

1 teaspoon vanilla

 

Directions:

 

1)    Line a cookie sheet with waxed paper; set aside. In a medium microwave-safe bowl, combine chocolate pieces, sweetened condensed milk, and water.      

 

2)    Microwave, uncovered, on 100% power (high) for 1 minute; stir. Microwave about 1 minute more, or until chocolate is melted and mixture is smooth, stirring every 30 seconds. Stir in nuts and vanilla. Pour mixture onto prepared cookie sheet and spread it into a 9x6 inch rectangle, or drop mixture by rounded teaspoons onto prepared cookie sheet. 

 

3)  Chill fudge about 30 minutes or until firm. Cut fudge into 1 � inch squares. Makes 24 pieces 

 

 


Healthy Lifestyle

Eat More Fish

The evidence is strong that the oils in darker types of fish, such as salmon, tuna, mackerel, and herring, are beneficial for the heart and brain and may even lower risk of cancer. - Dr. JoAnn Manson, chief of the division of preventive medicine at Brigham and Women's Hospital and professor of Medicine at Harvard Medical School[14]

Share the Wealth of Knowledge!   

Please share this market update with family, friends, or colleagues. If you would like us to add them to our list, simply click on the "Forward email" link below. We love being introduced!


Securities offered through Foothill Securities, Inc.  Member FINRA/SIPC.
 

 

The Dow Jones Industrial Average is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange and the Nasdaq. The DJIA was invented by Charles Dow back in 1896.

The MSCI EAFE Index was created by Morgan Stanley Capital International (MSCI) that serves as a benchmark of the performance in major international equity markets as represented by 21 major MSCI indexes from Europe, Australia and Southeast Asia.

The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the U.S. Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market.

Google Finance is the source for any reference to the performance of an index between two specific periods.

Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.

Past performance does not guarantee future results.

You cannot invest directly in an index.

Consult your financial professional before making any investment decision.

Fixed income investments are subject to various risks including changes in interest rates, credit quality, inflation risk, market valuations, prepayments, corporate events, tax ramifications and other factors.

These are the views of Reames Financial and not necessarily those of Foothill Securities, Inc., and should not be construed as investment advice. Neither Phil Reames, Reames Financial, nor Foothill Securities, Inc. gives tax or legal advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. Please consult your financial advisor for further information.

 

 

By clicking on these links, you will leave our server as they are located on another server. We have not independently verified the information available through this link. The link is provided to you as a matter of interest. Please click on the links below to leave and proceed to the selected site.

[1] http://www.icsc.org/apps/memberprint.php?datafile=rsrch/st/st20111228.pdf 

[2] http://www.federalreserve.gov/releases/g17/current/ 

[3] http://www.bea.gov/newsreleases/national/gdp/2011/gdp2q11_3rd.htm

[4] http://blogs.wsj.com/economics/2011/12/20/housing-markets-foundation-looking-more-stable/

[5] http://www.google.com/hostednews/ap/article/ALeqM5hIM1IodHSzv8Lk-yrCbb0EOsH14Q?docId=5e30e69bef9844ec9cc75334d71fe361

[6] http://www.cnbc.com/id/42028804/Japan_Quake_s_Financial_Impact_Five_Things_to_Watch

[7] http://blogs.wsj.com/deals/2011/04/08/government-shutdown-what-does-it-mean-for-financial-markets/

[8] http://www.gobankingrates.com/2011-review-biggest-financial-news-year/

[9] http://www.huffingtonpost.com/2011/07/25/debt-ceiling-stock-market_n_908351.html

[10] http://www.cbsnews.com/stories/2011/08/05/national/main20088944.shtml

[11] http://en.wikipedia.org/wiki/Occupy_Wall_Street

[12] http://articles.chicagotribune.com/2011-12-31/business/ct-biz-1231-wall-20111231_1_stocks-end-consumer-staples-slight-gain

[13] http://finance.yahoo.com/news/many-ups-downs-stocks-end-222124730.html

[14] http://www.boston.com/lifestyle/food/gallery/healthtips?pg=5

 

 

Reames Financial is not an affiliate of Foothill Securities, Inc.
 
Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
 

 
The Standard & Poor's 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general.
Phil Reames
Reames Financial
1856 Skyler Dr.
Kalamazoo, MI 49008
269-349-3966