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Happy Holidays!

December 2011

Children's Scholarship Program 2012

Graduation CapSince 1989, the Children's Scholarship Program has helped children of CAPF Participants attain their education goals. California Administration Insurance Services, Inc. (CASI), our Plan Administrators, has sponsored 78 scholarships so far. This year CASI will award 4 scholarships of $500 each to 3 high school seniors and 1 sophomore or junior in college.

Eligibility Requirements
  • Child of CAPF Plan Participant who has participated for at least 1 year prior to April 2, 2012 or retired CAPF Participant who currently participates in the NPFBA Long Term Care Plan. 
  • 3.0 or better GPA
  • Category 1 - High School Senior enrolled or enrolling full-time at an accredited 2 or 4 year college, university, or vocational-technical school
  • Category 2 - Full-time Sophomore or Junior attending an accredited 2 or 4 year college, university, or vocational-technical school

Application Deadline:

Postmarked April 2, 2012*

 

Download Information and Application Packet

 

Visit CAPF website for more information

 

*Applications postmarked after April 2, 2012 cannot be accepted.  

A Gift to You and Your Family:

Long Term Care Benefits 

 

When you're 80 how old will your children be? Will they be caring for children of their own or getting ready for retirement? Long Term Care coverage may seem like something you give yourself but the truth is that both you and your family will benefit from it. Or maybe you're single without children, who will help with your care needs? Long Term Care coverage provides you with the financial support to increase your care options.

The reality is that as Americans live longer more of us need Long Term Care. While studies show that children and spouses are intimately involved in Long Term Care, studies also show that caregivers experience more rewards when they function as care managers instead of care providers. Long Term Care benefits mean you'll be able to afford Home Health Care, Residential, or Nursing Home Care instead of asking your loved ones to take care of your daily needs or pay for your care from their budgets. Instead of the stress of a daily care provider your loved ones can function as a care manager and focus on meaningful interaction.

If you choose a Long Term Care Plan now, your payments will be lower, you'll earn more benefit COLAs and you might even have it paid off before you retire.

For more information on Long Term Care benefits and cost, visit NPFBA's website www.NPFBA.org or call 1-877-582-0003, option #2.    

Keep Holiday Stress to a Minimum:
Learn to Say No

Before your holiday stress levels start to rise, learn these 4 simple tactics for saying no to unnecessary obligations.

 

For many of us, the holidays were magical in childhood, carefree times to be savored. But then we grew into hordes of harried adults, falling victim to the season's high expectations. Holiday stress has become as much a tradition as the Christmas ham.

 

"People are overcommitted," says Marc D. Skelton, PhD, PsyD, a psychologist in Laguna Niguel, Calif. "Christmas and other holidays around this time are always supposed to be fun, and you're supposed to do a good job in terms of entertaining friends and family."

 

In an attempt to live up to the season's tall orders, "people will just run from pillar to post," he says. It's not even "Christmas" anymore, some of his clients lament. It's "Stressmas."

Click Here to Read More at WebMD     

 

By Katherine Kam, WebMD Feature. Reviewed by Louise Chang, MD. � 2007 WebMD, Inc. All rights reserved.
Upcoming Events
   

Children's Scholarship Program Application Deadline

Date: April 2, 2012

 

California Administration Insurance Services, Inc., the CAPF Plan Administrator, sponsors four scholarship to children of CAPF Participant's each year. Please visit www.CAPF.org for more information. Download Application Packet.   

 

California Firefighters Summer Olympics

Hosted by Palo Alto Firefighters Local 1319 

Date: July 15 - 20th

More Information: www.firefighterolympics.org 

 

National Fire Prevention Week 

Date: October 7-13, 2012

 

If you have an event you'd like us to include, please send an email to [email protected]. Events published at CAPF's discretion. 

Quick Links
Waiver of
Payment or Dues

Applies to:
Long Term Disability and Long Term Care


Explanation:
While a Participant is receiving benefits from either CAPF or NPFBA, his or her payments/dues are waived.
 


NPFBA Long Term Care Ad

Enjoy value added benefits compliments of your LTD and LTC Plans.

 All CAPF Participants, their families and friends are eligible for significantly discounted rates from

California Administration Insurance Services,

Liberty Mutual,  

CALSTAR,

Enterprise Car Rental  

and

Cardiovascular Diagnostic Center.

 

Click here to learn more

 

It's Scholarship Season Again!

Each year California Administration Insurance Services, Inc., the Plan Administrators, sponsors
4 Scholarships
for children of CAPF Participants.

Check the CAPF website for more information.

Submission Deadline:
April 2, 2012