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Enjoy value added benefits compliments of your LTD and LTC Plans.

All CLEA Participants, their families and friends are eligible for significantly discounted rates from
California Administration Insurance Services,
Liberty Mutual, CALSTAR,
Enterprise Car Rental and
Cardiovascular Diagnostic Center.

 

Click here to learn more

 


NPFBA Long Term Care Ad

Pre-Existing Condition 

Applies to:

Long Term Disability and Long Term Care

Explanation:
Pre-Existing Condition refers to any injury, sickness, or pregnancy that first began prior to benefit coverage. A condition is generally considered to be pre-existing if a person has sought medical advice or treatment for a condition, a condition was detected during an exam, or symptoms existed which would reasonably cause a person to seek medical advice. Also, any injury or sickness resulting from treatment of a Pre-Existing Condition is considered to be a Pre-Existing Condition. Benefit plans address Pre-Existing Conditions in different ways. For example, Pre-Existing Conditions may be eligible for coverage after 24 or 48 months of participation in the CLEA Group Plan A if Participant enrolled properly. Similarly, NPFBA may attach a rider specifying when a condition maybe covered. For more information please check your Plan Documents.   

Upcoming Events/ 

 Classifieds

If you have something you'd like to advertise, please send an email with the information to Rebecca@caladmin.com.  

Publication is at CLEA's discretion.  



September 2011  
Do You Know What Your Long Term Disability Benefits Are?
91% of CLEA Participants are protected by Group Plan A.

Group Plan A Benefits Include:
  • 80% of wages protected for Non-Industrial Disability
  • 70% of wages protected for Industrial Disability
  • Lifetime benefits for sickness, accident and pregnancy
  • $1,000 Return to Work Incentive
  • Musculoskeletal & Connective Tissue Disorders: fully covered, no restrictions, lifetime benefits.
  • $1,000 per month Minimum Benefit ($500 per month for disputed Workers' Comp.)
  • $55,000 Death Benefit for on- or off-duty, natural, accidental or terminal illness. 
  • $10,000 Death Benefit for suicide. ($2,000 first 2 years in Plan) 
  • All Death Benefits payable to any designated beneficiary over the age of 18.   

For more information about Plan A or any other Plan offered by CLEA check the CLEA website. For illustration only, please check your Plan Document for specific information on benefits. CA Insurance Lic. #0544968

 

Visit our website at www.CLEA.org

Meet a Firefighter Who Beat the Odds...
                                                          An Inspiration to All

Sean SimonsonOn April 20, 2006, Sean Simonson, a City of Milpitas firefighter, flew over the handlebars of his mountain bike and landed on his head. Sean's accident injured his spinal cord and changed his life forever when he became a quadriplegic (someone with limited or no movement in their arms and legs). Initially, doctors believed that Sean would not regain any of his lost movement, which meant he would only be capable of moving his left arm leaving Sean bed ridden for the rest of his life. Sean proved the doctors wrong and immediately began planning his return to the fire department and competitive sports.

Click Here to Read More

 

By Sean Simonson, CAPF and NPFBA Participant, and
Jim Floyd, Plan Administrator
 

Is the Internet Replacing Your Memory?
Study Suggests Reliance on Web Sites May Signal a Shift Away From Memorization

July 14, 2011 -- Google, Facebook, Internet Movie Database, and many other sources of information on the Internet are changing the way in which we remember.

 

Whether it's an actor's name that is on the tip of your tongue, or even a loved one's birthday, all you have to do is type in some key words and you often can have your answer.

 

As a result of this instant access, growing numbers of us may actually be outsourcing our memories. It's called the "Google effect," and it is documented online in the journal Science.

Click Here to Read More at WebMD

 

By Denise Mann, WebMD Health News. Reviewed by Laura J. Martin, MD

2011 WebMD, LLC. All rights reserved.

 

Upcoming Events

2nd Annual Benefit Golf Tournament     

Date: September 30, 2011
Time: Check-in 11am, Shotgun Start 12:30pm

Location: The Reserve at Spanos, 6301 W. Eight Mile Rd., Stockton

Cost: $100 per player  Download flyer 

 

Come play golf with Stockton POA. Through this tournament SPOA provide necessary materials to the students and teachers at McKinley School. Located in one of Stockton's roughest neighborhoods, McKinley School is one of the poorest schools in Stockton. SPOA is dedicated to making a difference.

 

Star 6 Golf Tournament    

Date: October 3, 2011 

Time: Registration 9am, Tee Off 9:45am  

Location: Whitney Oaks Golf Course, 2305 Clubhouse Drive, Rocklin

Cost: $600 Foursome, $150 Single  

Registration: www.star6.org 

 

The Star 6 Foundation assists the families of injured or fallen Sacramento County Deputy Sheriffs.

 

23rd Annual Police K-9 Demonstration Show       

Date: October 15, 2011 

Time: Vendor Fair 3pm, Demonstration 6pm  

Location: Glover Stadium, 1151 N. Anaheim Blvd., Anaheim 

Tickets: Contact benfitshow@ocpca.org  or (949) 783-0289  

More Information: www.ocpca.org  

 

Support the Orange County K-9 Teams at the annual demonstration show. Demonstrations will include SWAT, K-9 agility and bite, and many more.

 

 

National Red Ribbon Week   

Date: October 23-31, 2011
More Information:
www.getsmartaboutdrugs.com 

 

Red Ribbon Week is an opportunity for law enforcement and communities to stand together against drug abuse. Check your community calendar for events or host your own. And don't forget to wear a red ribbon! 

 

If you have an event you'd like us to include, please send an email to Rebecca@caladmin.com.