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June 2011

Update from the CAPF Board of Directors Meeting

On April 29, 2011 the spring CAPF Board of Directors meeting was held at the Hyatt Regency Hotel in Irvine with a quorum in attendance. Some highlights include:


On October 1, 2011 the Plan will celebrate its 26th anniversary. The CAPF Long Term Disability Plan currently protects nearly 19,000 firefighters and 150 unions and associations statewide. 75% of firefighters statewide belong to the CAPF LTD Plan.


Over $43 million has been paid to 2,683 claims to date by the Plan. Back injuries continue to be the #1 claim type representing 19.25% of disability claim dollars paid.


The Plan has over $5 million in assets.

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Revised SPDs Available

Revised Summary Plan Descriptions (SPDs) are now available. Your SPD provides coverage and procedural information for your Long Term Disability (LTD) Plan. Please keep a copy for your records. Copies are currently being distributed to your Plan Director for distribution. If you'd like an advanced copy, please click the link below.


Download SPD 

The Advantages of Youth -- Stop Procrastinating!


Are you considering NPFBA Long Term Care coverage? Stop procrastinating! Every year you wait equals an increase in cost for coverage.


Take for example, John Smith who knows that he needs long term care coverage when he's older but is only 35 now. John thinks that he can wait to purchase a policy, after all retirement is still about 20 years away. However, if John purchases his long term care coverage today his monthly payment on a NPFBA 20-Year, 150 Comprehensive Plan is only $60. If John waits until he's 56, the monthly payment goes up to $161. Purchasing a long term care policy now will save John $100 a month that's $1,200 a year.

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How to Stay Awake Naturally


With more and more of us getting less and less sleep, it's tempting to reach for a Red Bull or an espresso when we feel sleepy at work. But consuming caffeine to combat sleepiness can lead to a vicious cycle. The java jolt that helps you stay awake can take up to eight hours to wear off. Caffeine can also reduce your sleep time, alter the normal stages of sleep, and decrease the quality of your sleep.



How can you stay awake naturally? Try some of these 12 jitter-free tips to take the edge off sleepiness.

Read more at WebMD 

By Camille Peri, WebMD Feature, Reviewed by Brunilda Nazario, MD
2010 WebMD, LLC. All rights reserved.
Upcoming Events


Rancho Cucamonga Firefighters 14th Annual Benefit Car Show  

Date: June 26

Time: 9 am to 2 pm

Location: Red Hill Community Park, Rancho Cucamonga

Cost: Free

More Information: 


Enjoy a fun-filled day of classic cars, music and food to benefit the Firefighters Quest for Burn Survivors and the Burn Institute-Inland Empire! If you'd like to enter your car or truck, visit the website for registration information or

click here to download flyer.


Alameda County Firefighter's Annual 4th of July Pancake Breakfast  

Date: July 4

Time: 8 am to 12 pm

Location: Alameda County Fire Station #27, 39039 Cherry St., Newark

Cost: $5 per person

Contact: (510) 667-3148 or [email protected] 


Start your 4th of July off right with Alameda County Firefighters' infamous pancakes. Proceeds support the Alameda County Firefighters-Local 55 Charity Fund.

LA County Fire Museum Presents 51 "In Quarters"  

Date: July 9

Time: Open house 10 am to 4 pm

Location: LA County Fire Station 127, Carson

More Information: or Download Flyer 


Celebrate the unveiling of the newly restored Ward LaFrance used for "Engine 51" in the 1970s TV series EMERGENCY! The event includes celebrity appearances by Randolph Mantooth and Mike Stoker from the show.

2011 Firefighter's Summer Olympics 

Date: July 10-15

Location: Hyatt Regency Newport, Newport Beach

More Information: 


Don't forget to include the Firefighter's Summer Olympics in your summer plans. Watch firefighters participate in 31 events including basketball, golf, horseshoes, stickball, and triatholon. Hosted by Newport Beach Firefighters.  

If you have an event you'd like us to include, please send an email to [email protected].

Quick Links
2011 Children's

 Scholarship Recipients

sponsored by California Administration Ins. Services, Inc. 

Jacquelyn Blymeyer,

Vista Firefighters   

Stanford University 


Kristen Dillard,

National City Firefighters

San Diego State University 


Haley Doherty,

Novato Firefighters

UC Santa Barbara 


Brittney Irland, 

Hemet Firefighters 

Attending: Still deciding 


LTC Home Care

Explanation: Home Care allows individuals to receive the long term care they need when they become disabled in their own homes. As well as in-home nursing services, home care provides for assistance with chores and personal care. Other services covered by home care include adult day care and training for family members to assist the disabled individual. The NPFBA Long Term Care Plan covers 50% of the daily Nursing Home benefit for Home Care. For more information visit 

Did you know?

A 32 year old is 6.5 times more likely to be disabled for 90 days than die.


75% of disabilities are illness related.


1 in 5 people will miss at least 1 year of work before age 65.


49 Americans become disabled every minute. 

Enjoy low rates compliments of your LTD and LTC Plans.

 All CAPF Participants, their families and friends are eligible for significantly discounted rates from

California Administration Insurance Services,

Liberty Mutual,

Enterprise Car Rental  


Cardiovascular Diagnostic Center.


Click here to
learn more