Insurance Update
November  2011Issue No. 16
In This Issue
Diabetes: know your risks, raise your awareness, and take action
Are you in danger of developing diabetes?
Seasonal flu vaccine: common myths exposed
Seasonal flu vaccine: common myths exposed

Diabetes: know your risks, raise your  awareness, and take action 

What don't you know about this serious health condition? Click below to learn more.
 
Diabetes Guide
About Us 

Insurance logo 

 A not-for-profit ministry of
Church of the Brethren Benefit Trust Inc.

Church of the Brethren Insurance Services provides ancillary coverage for ministers and other employees of congregations, districts, and camps.

Medical and ancillary plans are available to Brethren-affiliated employer groups.

Long-Term Care insurance is available for all members of the Church of the Brethren, their family and friends, and employees of Church of the Brethren-affiliated agencies, organizations, colleges, and retirement communities.  
Contact Us 
1505 Dundee Ave., Elgin, IL 60120
800-746-1505 | www.bbtinsurance.org 
  

Greetings!  

 

Greetings! It's November and as fall begins to transition to winter, we wish you all a wonderful Thanksgiving holiday. Take time to enjoy your family, give thanks for all you've been given, and don't eat too much turkey!

 

November is American Diabetes Month, so this month's focus is on this topic. Did you know that diabetes is reaching epidemic numbers, and an estimated 25.8 million Americans are affected by this disease? Diabetes is also the seventh leading cause of death in the U.S. and a major cause of heart disease and stroke.

 

Below you will find an article about prediabetes -- the condition in which a patient displays some, but not all, symptoms of diabetes. Included in this article is a link to the Highmark HealthMedia Care for Diabetes program. This is an easy-to-use online diabetes management program that gives you 24/7 access to tools to help you understand how factors like stress, sleep, eating habits, medications, and exercise impact your condition. The program helps you take charge of your diabetes by making positive lifestyle changes to effectively reach and maintain your goals.

 

This month we begin a two-part series about the flu and flu shots, since the flu season is upon us. Part one includes information about flu prevention, including some myths that circulate every year regarding the flu vaccine. In that article, we've also included information from the Centers for Disease Control about this year's vaccine.

 

Have a splendid November and a thoughtful, blessed Thanksgiving.

 

"O Lord that lends me life, 

Lend me a heart replete with thankfulness."
-- William Shakespeare

  

Insurance Signatures

Willie, Diana, Tammy, Randy, Connie     

 

 Are you in danger of developing diabetes?

DiabeticDiabetes is reaching epidemic proportions in the U.S., and Type 2 diabetes is leading the charge. Type 2 diabetes is most often caused by unhealthful lifestyles. Being overweight dramatically increases your odds of developing the disease and complications the disease may cause, such as heart disease, vision loss, kidney disease, and nerve damage.

 

Your body will give you clues that diabetes is approaching. By measuring the amount of sugar in your blood after fasting for eight hours, your doctor can tell if you are "prediabetic." If you are, you can help prevent onset of the disease by taking these simple steps:

  • Increase your activity level -- 30 minutes of walking a day can help stall the onset of diabetes.
  • Eat a healthy diet -- one low in fat and rich in fruits and vegetables.
  • Cut down on the carbohydrates -- eating too many sugary or starchy foods (breads, pastas, etc.) can make your blood sugar skyrocket.
  • Lose weight if you're overweight -- losing just 5 to 10 percent of your body weight can prevent or delay diabetes (if you weigh 200 pounds, that's only 10 to 20 pounds).

Highmark provides three excellent resources for more information and guidance on diabetes:
 

  • A Highmark Health Coach can help you better understand the condition, help you learn ways to avoid it, and assist you in working with your doctor. You can talk to a Health Coach 24/7 at 888-BLUE-428 (888-258-3428).
  • The Highmark website offers a wealth of in-depth information on diabetes. Simply log on to www.highmarkbcbs.com and click on the "Health Topics" tab at the top of the page. From there, click on Healthwise® Knowledgebase and search for the term "Type 2 Diabetes."
  • Or log on to www.highmarkbcbs.com and click on "Your Health" followed by "Improve Your Health" to enroll in the MyHealthMedia® for Diabetes program. For more information about this program, click here.

If you have not registered at Highmark's website yet, you may do so by clicking on the Register Now link at www.highmarkbcbs.com. Registration is only available to Brethren Medical Plan members.

Prevention is key during flu season

Each year, November through March is the time when 5 to 20 percent of the U.S. population gets the flu. How can you protect yourself against this year's strains of the virus? Learn more about influenza by clicking here. 

Seasonal flu vaccine: common myths exposed

The Centers for Disease Control and Prevention recommends that everyone over the age of six months old get a flu shot each year. Still, many people refrain because they wrongly believe one or more of the following myths --   

 

Myth: The flu isn't so bad.

Fact: The flu can lead to serious illness, including hospitalization for pneumonia or other complications -- even for healthy people. Plus, even without complications, a normal bout of the flu can keep a person out of work or school for several days.

 

Flu VaccineMyth: The flu vaccine will make you sick.

Fact: The flu vaccine cannot give you the flu, although you may get side effects like a sore arm, low fever, or achiness. Side effects are mild and short-lived, and they are definitely better than getting the flu.

 

Myth: Healthy people don't need a vaccine.

Fact: Anyone can become sick with the flu and experience serious complications, even people who are active and healthy. Plus, if you get the flu, you may be endangering those around you who are at a higher risk for complications.

 

Myth: You can still get the flu after getting the vaccine.

Fact: This one is partially true. There are a few reasons you might feel flu-like symptoms even if you've gotten the vaccine this year:

  • You may have been exposed to a non-flu virus, such as the common cold.
  • You may have been exposed to the flu after you got vaccinated but before the vaccine took effect. It takes about two weeks after you receive the vaccine for your body to build protection against the flu.
  • You may have been exposed to a flu virus that was very different from the viruses included in this year's vaccine. The flu vaccine protects against the three influenza viruses that are expected to be most prevalent each season, but there can be other flu viruses circulating as well.

Myth: It's too late in the season to get protection from a flu vaccine.

Fact: As long as the flu season isn't over, it's not too late to get vaccinated. Flu seasons can begin early in fall and last late into the spring, so getting a vaccine can still be beneficial into the spring months.

 

Myth: You only need to get vaccinated if family and friends get sick from the flu.

Fact: If you wait until people around you get sick, it will probably be too late to protect yourself, because it takes about two weeks for the vaccine to provide full protection.

 

Myth: The discomfort of getting a shot isn't worth it.

Fact: Even for someone who hates shots, the very minor pain of a flu shot is nothing compared to the suffering that can be caused by the flu. Plus, many people can get the nasal-spray flu vaccine instead of getting a shot. Talk to your doctor about which is the best choice for you.

 

Myth: If you got the vaccine last year, you don't need to get another one. 

Fact: Research suggests that your body's immunity from the flu vaccine declines throughout the year, so you likely don't have enough immunity left to be protected from getting sick this season. That's why the CDC recommends a flu vaccine each year.

 

Myth: The vaccine isn't safe.

Fact: Flu vaccines have been given for more than 50 years and have a very good safety track record. Flu vaccines are made the same way each year, and their safety is closely monitored by the CDC and the Food and Drug Administration. Click here to read more about the 2011-2012 Inactivated Influenza Vaccine.

Long-Term Care insurance

 70 percent of people aged 65 and older will eventually need some form of assisted care and are usually not financially prepared to handle the costs related to these services.

 

Why not give your loved ones the gift of peace of mind? We provide Long-Term Care insurance at any time during the year. If you are interested in obtaining this coverage, contact Randy Yoder at ryoder_bbt@brethren.org or 800-746-1505, ext. 362, for an appointment.