| About Us | |
A not-for-profit ministry of
Church of the Brethren Benefit Trust Inc.
Church of the Brethren Insurance Services provides ancillary coverage for ministers and other employees of congregations, districts, and camps.
Medical and ancillary plans are available to Brethren-affiliated employer groups.
Long-Term Care insurance is available for all members of the Church of the Brethren, their family and friends, and employees of Church of the Brethren-affiliated agencies, organizations, colleges, and retirement communities. |
Contact Us
1505 Dundee Ave., Elgin, IL 60120
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Greetings!
September is here, which means that school schedules are beginning and fall is in the air! Summer is coming to a close and a new season is beginning. This year has really flown by! It's hard to believe we've already reached the ninth month of 2011. This month we reflect upon the tenth anniversary of 9/11 and the impact it has made in our everyday lives. Say a prayer for those still suffering from the immense loss that this event created, and pray for peace in the future of the U.S. and the world.
This month's Insurance Update is focusing on back pain! Since this is the time of year to prepare for winter around the home and at work and there may be chores that could strain your back, we've provided information to assist you in preventing these problems. MyHealthMedia at Highmark's website provides health coaching to help you understand the dynamics of back pain and how your overall health affects your back. Make sure to log on to www.highmarkbcbs.com and take advantage of the health coaching session available there, which will provide you with an individualized prevention and management plan for back pain. Read below for details.
Our annual open enrollment is fast approaching. Our employer group medical plans that renew in January will be getting renewal information personalized for their groups with the appropriate open enrollment dates.
Open enrollment for our ancillary plans for eligible employees begins Oct. 1 as well. We have negotiated an open enrollment for our life and disability plans, so if you are eligible and you've never applied for these plans, you have an opportunity to apply without providing proof of insurability (unless you request more than the guaranteed issue amount for supplemental and dependent life insurance). Below you can find several pieces of information about life and disability insurance for your review and reference.
Enrollment packages will be sent out to all eligible members for these plans at the beginning of October. If your group's renewal is not Jan. 1, we will be contacting you with your specific renewal information at the appropriate time.
May your September be full of love, laughter, and richly rewarding days!
Willie, Diana, Tammy, Randy, Connie
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Take better care of your back through MyHealthMedia
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Cervical, thoracic, lumbar, or all three --- a bad back is bad news. And anybody who's suffered from this type of pain understands how it can turn something as simple as tying your shoes into a major ordeal. Care for Your Back, with 24/7 online Digital Health Coaching, takes a scientific, multi-step approach that combines exercise and small, smart lifestyle changes to help put back pain behind you.
Care for Your Back assesses and addresses risk factors associated with back pain to provide you with individually tailored prevention and management techniques.
The program covers the following areas ---
- Assessment of the level of pain.
- Methods used to control the pain.
- Concerns and feelings toward back pain.
- Stress and the pain cycle.
- Perceptions and pain interference.
- Pain on the job and impact on productivity.
- Goal setting.
- Working with health care providers and therapists.
- Motivation and self-confidence.
Care for Your Back emulates a health coaching session and delivers an individually tailored back pain prevention and/or management plan. Your action plan includes engaging multimedia tools geared specifically for you --- stretching exercises, proper lifting techniques, the stress-pain cycle, a medical library, and iPod-enabled videos that teach proper posture at the desk and working with computers.
Take care of your back ... start today!
- Go to www.highmarkbcbs.com.
- Complete the login process, entering your login ID and password.
- If you do not have a login ID and password, create one as instructed.
- Click "Your Health."
- Click "Improve Your Health."
- Select a category, choose a program, and get started.
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| Learn more about the importance of life and disability insurance |
Do you understand the basics of three important insurance products available to Brethren Insurance Services employer groups? Review these brief guides to Life Insurance, Long-Term Disability, and Short-Term Disability insurance to get a better understanding of these services.
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70 percent of people aged 65 and older will eventually need some form of assisted care and are usually not financially prepared to handle the costs related to these services.
