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Who are Clients turning to for Advice? |  In the past money management was simpler than today. The rules have changed with an increased global focus, complex products, higher debt levels and ever increasing lifestyle expectations.
Compounding this is the fact Australian's have amongst the longest life expectancies in the world and consequently need to plan for a potentially lengthy retirement.
Arguably the most important determinant of long term financial success is not picking Fund A over Fund B, or working in a high paying job - it is financial discipline.
People need to ensure they manage their finances in a manner that keeps them living within their means, managing their debt, maintaining liquidity for both planned and unplanned future expenses and capturing surplus income to and build retirement capital.
The question is where does one turn for assistance?
One party who is very suitably placed to provide such assistance is referred to as the "Mortgage Planner".
Read More
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Mortgage Planning Feedback | They're only finishing Day 2 of the first Advanced Course in Mortgage Planning but the participants are already RAVING about it!
"The Mortgage Planning course has surpassed my expectations. It is very thorough, well structured and informative."
Joseph Hart
"Lots of great practical information delivered in a realistic easy to understand way."
Marc Adam
"Excellent content, well groomed and informative speakers. The information is very pertinent to the mortgage industry. This teaching should be given to all mortgage brokers."
Denis Hill
"Practical course teaching new ways of diversifying our business. What we have learned from this course will assist our clients in planning for their future."
Trent Bartel
"Andrews first hand experience in the industry shows through in the delivery of the course content. His explanations and script used to describe loan structures highlights the fact as experienced brokers, we need to revise our own pitch to clients to ensure the information we are giving our clients match their understanding so they can see the benefits we are trying to achieve for them.
The mortgage planning service is a welcomed addition to our practice and the need will be enhanced by the introduction of responsible lending under the new regulations."
Tammy Reid
Courses in Melbourne, Brisbane, Perth & Adelaide are all scheduled for next month.
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| Course Specials for July |
 Early Bird Special - 10% Discount for bookings received prior to 31st July in the courses below. (Not valid with any other offer).
Book Online using Coupon Code EB010.
Certificate IV Mortgage Broking
Diploma Finance Mortgage Broking Management
Advanced Course in Mortgage Planning
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| Need CPD Points? |
 Intellitrain's CPD Webinar Program will provide you with 18 CPD points a year without even leaving the comfort of your own home or office...and for as little as $22 a month! July's CPD Webinar:
FREE MARKETING! - Leveraging the power of social media to promote your business
 The Internet has changed the laws of modern corporate communications, public relations and marketing; old-world "push" rules are clumsy in an online environment where people want to follow thought-leaders to unbiased information.
- Social media is an online networking session; a virtual cocktail party Want to reach your stakeholders? Get online - they are already there!
- Examples of Facebook, Twitter and Corporate Blogging applications that are already working and that you can relate to
- Blog styled writing for marketing and PR - tell me something that I don't already know
- The three most important web-site drivers - Content, Content, Content
- How to make it work for you - get involved!
- Simple strategies to get started on Facebook, Twitter and corporate blogging
- Easy to understand step-by-step guides for each - from basic to advanced applications
ENROL NOW
MORE INFORMATION | |
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KOKODA Challenge | What an absolutely sensational event this turned out to be, and thank you to all those who supported us in raising funds for the Kokoda Challenge Youth Program.
Team Intellitrain had a fantastic experience completing what proved to be a very challenging 96km in a time of 21h30m - putting us in the top 15% of finishers.
Right up to about 10 kms out we were running the flats, hiking the hills and well within our target time of sub-20 hours....but oh that last 10kms!
The team remained strong mentally, and cardio fitness proved no problem, but at 86kms my knees and hips decided they were done so it was a painful plod to the finish, only two makeshift walking sticks enabling me to stay on my feet (would have killed lesser men ;).
Who's up for next year? Sub 19 hours is the goal. | |
| NEWS BITES | EFFECTIVE HABITS--Jump start client retention - The Adviser
 Just two client calls a day is all it takes to spark an upswing in activity and protect your trail, writes Alex Whitlock. Read More
Mum's & Dad's funding first-time deposits - Broker News
Getting family and friends to stump up the cash is becoming the most common way of obtaining a deposit for a first property, according to a new survey. Read More
Banks may move above RBA - The Adviser
Australia's major banks will look to hike rates, even if the RBA doesn't, Loan Market Group's chief operating officer Dean Rushton has said. Read More
The advent of responsible lending regulations may impinge the ability of first home buyers to enter the market, at the same time as affordability problems continue to increase. Read More
Banks take hard lending line - Broker News Discounts on standard variable packaged mortgage rates are being cut back at the same time as banks choose more carefully who they lend to, according to AFG's Mark Hewitt. Read More
Housing market in ASIC's sights? - Broker News
The housing market could be the next sector to come under the purview of the Australian Securities and Investments Commission, if its chief economist has his way. Read More | |
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| UPCOMING COURSE INTAKES |
CERT IV FINANCIAL SERVICES (MORTGAGE BROKING) FNS40804
BRISBANE
AUG 23 - 25
Venue: The Icon Centre
SYDNEY
AUG 23 - 25 Venue: Centre 25
MELBOURNE
AUG 23 - 25
Venue: The Vibe Hotel
Mortgage Broking Management)
FNS50504
SYDNEY
SEP 15 - 17
Venue: Centre 25
MELBOURNE
SEP 15 - 17
Venue: Collins St
BRISBANE
SEP 15 - 17
Venue: The Icon Centre
Adelaide
AUG 24 - 26
Venue: TBA
DIPLOMA FINANCIAL SERVICES (Financial Planning)
FNS50804
SYDNEY
AUG 18 - 20
Venue: Centre 25
BRISBANE
SEP 1 - 3
Venue: The Icon Centre
MELBOURNE
SEP 6 - 8
Venue: Centre 25
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