Spectrumly Speaking
July 2012

Hooray!  Summertime is here!!  We certainly have had some warm and sunny days to enjoy thus far.
We hope that you will have a chance this season to take a break from your regular day-to-day activities and enjoy some personal time to relax, rejuvenate and refocus on what is truly important in life for you.  Be sure to take part in some of those old-time summer pleasures;  boating, camping, drive-in movies, swimming at the beach, reading under a tall, shady elm tree and BBQ's with family and friends ... and don't forget about the ice cream cones!
Wishing you and your family a wonderful summer full of special moments and exciting adventures!
Karen, Richard, Janet, Ingrid and Sheila

Click here to watch a video "Market Turmoil?  Don't be Scared,
Be Smart"
Tale of 2 Cities  
A Tale of Two Quarters ...
The opening lines of Dickens' classic 'A Tale of Two Cities', aptly describes the first half of 2012 just as well as it does the struggle of French peasants before and during the French revolution.
"It was the best of times, it was the worst of times, it was the age of wisdon, it was the age of foolishness, it was the epoch of belief, it was the epoch of incredulity, it was the season of Light, it was the season of Darkness, it was the spring of hope, it was the winter of despair, we had everything before us, we had nothing before us."
Olympic Flame 
Discover your Inner Olympian

Click here to discover the secrets to finding motivation so strong that you will stay on the fitness track no matter what !
Is Your Will Up to Date?   

Did you know ... If you die without a will

(intestate)  your provincial government

decides how to disperse your assets.


Wasting Money   

Are you Wasting Money ? 


We can all use a financial tune-up from time-to-time to help discover where we can tighten our budgets and where we can save more. One of the quickest ways to save money is to stop some of our bad habits that lead to wasteful spending.


Here are 10 ways you could be

wasting your money ...

Spectrum Team 
Following Your
Spectrum Team ...

Richard  & Melvina have just returned from a fabulous vacation!  They spent 6 weeks travelling West, up the Alaskan coast, through the Yukon and back.  Beautiful sights and great people, but happy to be home!



While Richard was gone the mice played a little!!  The girls had fun painting, redecorating, rearranging and freshening up the offices.


Stay tuned ... We will be announcing the

launch of our website in the next few months !! 

"In the business world, the rearview mirror is always clearer than the windshield"
-- Warren Buffet