Spectrumly Speaking
May 2012

We hope this e-news finds you well and enjoying our recent warm and sunny days.   With thoughts of gardening, backyard BBQ's and reading under a tall shady tree, we want to wish you a summer filled with wonderful memories and good times spent with family and friends.
As always, we welcome your feedback and suggestions so that we can improve the format and/or content of our electronic newsletters and the services we provide.  Please feel free to email your comments to spectrum@spectrumfinancial.on.ca.
Happy Reading! 

Karen, Richard, Janet, Ingrid and Sheila

Click here for an article on "Watch your Portfolio Weighting

Money Roll Scam

Struggling with debt and looking for a way out?  Do not fall victim to celebrities on TV promising a fix that sounds too good to be true ~ you need to be fully educated on your options and the long term consequences of your actions.  Read more ...

.Supersize OAS
We have all heard about the Old Age Security payments being pushed back to age 67 if you were born after March 1958, but you may not know that you also have the option of delaying and up-sizing your payments.  
Click here to find out more ...

The Penny
Now that the penny is out of circulation, what rules will retailers have to follow?   See page 5 of the  full report from Canada's Economic Action Plan ...
Spectrum Team 
Following Your
Spectrum Team ...



Richard celebrated his 70th birthday on May 5th and we successfully pulled off a surprise party in his honor!!


Richards 70th

Each player must accept the cards life deals him or her: but once they are in hand, he or she alone must decide how to play the cards in order to win the game.
-- Voltaire