One excellent way to give value in conversation is to be an artesian well of good ideas.  Share these ideas with others when they want to hear them.  When you're on the lookout for useful ideas, you'll find plenty of them to pass along.  Sharing these costs you nothing and benefits others.  (Example:  During tough economic times, some of the best ideas to share are where to find bargains and unusual ways to save money.)     

However, don't barrage others with these ideas, no matter how wonderful you think they are, unless you first learn if they're interested.   

For example, "Joe, I just learned about a neighborhood buying club that saves its members 25% on groceries.  Would you like to know how it works?"

(A good free newsletter is "The Everyday Cheapskate."  Subscribe at www.debtproofliving.com.)

Until next time,

Loren