Greetings!
It's officially "Fall" and we're hoping for a few warm autumn days to enjoy the season's beauty and some fun outdoor activities. Check out "Around Town" and "Favorite Hangouts" -- maybe you'll discover something new! Everyone we meet continues to ask "how's the market" and we always enjoy sharing our thoughts. Things are looking encouraging! Interest rates are really attractive - around 5% again, and there are still first time buyers looking to purchase a new home before the $8000 tax credit expires on December 1st. Traditionally, fall tends to be a "slower" season for real estate, but we're very busy adding the latest technology to enhance your real estate experience. More than 90% of homebuyers are using the internet to look for thier next home, so after extensive research, we're thrilled to have found the "coolest" property search tool available and are currently implementing it on PerfectPlaceForYou.com. It uses google mapping technology --check it out! Plus, Steve has just completed the National Association of Realtor's technology training and is now a certified e-Pro specialist. We're also continuing to increase internet exposure for our listings. They can be found on more than 65 of the top real estate searches available around the world and we're constantly updating this list. We've also recently added electronic signature software to our tool bag - no more printing, faxing....etc. It's especially handy for those out of town buyers and sellers. In our spare time lol.....we're really enjoying connecting with everyone on facebook. If you haven't joined us - it's never too late. Send us a friend invitation and be sure to become a fan of our new facebook business page too.
Steve has also been trying to squeeze in a few more golf games while it's still nice enough to play and has recently learned about a great new website where you can find discounted tee times. Be sure to check it out!
The majority of our business continues to come from referrals. We truly appreciate your passing our names along to your friends and rest assured, they'll always receive our very best service!
Give us a call -- we're never too busy to hear from you!
Steve and Tonda
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| Share Your Favorite "Local" hangouts! |
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The August newsletter featured several of our favorite places. Did you try any of them? Looking for ideas for the weekend? Here are a couple of other "perfect places for you"!

The Suds Hot Rod Club
Deep in the heart of downtown Greenwood on a Saturday night you will be magically transported to another place and time -- at The Suds! Lining the street are vintage cars from yesteryear - hoods opened, freshly waxed, and just waiting for you to ogle. While you are there, be sure to order a frosty mug of root beer - just like back in the day - right from your car window. Don't wait too long - the Suds is only open through October 31st and if you want a special treat, visit the 4th Annual Rock-n-Roll Car Show October 16th & 17th! Proceeds benefit Riley Children's Hospital.

The Apple Works Looking for somewhere to go on a nice fall afternoon? Don't miss the Apple Works just south of Trafalgar. Great apples - but our favorite is their apple dumplings! Yum!
Do you have other favorite things you enjoy doing this time of year? Where do you like to visit? Let us know and we'll share them in future emails or on our website! |
| What's Happening in the Market? |
 Everyone we speak to seems to ask our opinion - "how is the real estate market"? It is clear why they ask. The real estate market is a key barometer on consumer confidence and how quickly our economy is recovering. We are encouraged! Things are looking up, and as the stock market continues to rise, a complete recovery can be seen on the horizon. Interest rates continue to be exceptionally low - we actually saw sub 5% again recently. What does this mean?
If you are a buyer you have the ability to purchase a home today for a sales price lower than those several years ago, plus interest rates at near record lows -- which translates to lower monthly payments! And if you're prepared to act quickly, you may still qualify for the $8000 tax credit.
If you are a seller looking to move up it's a great time to take advantage of the lower prices in the market -- even if you have a house to sell. Check out the example below:
Let's have some fun with numbers! Let's assume your home would sell today for $150,000. If the market turns around and prices rise 5% over the next 12 months your home might sell for $157,500 - a $7,500 increase! "I'll wait" you say. But if you're moving up and the home you want to buy today is selling for $250,000 - - it's value will rise by 5% too! Oh! That's a $12,500 increase. Wow, waiting would cost you $5000.
Would you like more information unique to your situation? Give us a call or schedule a "coffee chat". |
| Be The Next Winner! |
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 Win Movie Tickets!
Be the first to answer the following trivia question:
In the spirit of Halloween this month's trivia question will require you to go way back into your memory bank to a scary moment on a Saturday morning. The earth  was about to be destroyed! Marvin the Martian had plans to destroy the earth with his "Illudium Q-36 Explosive Space Modulator".
This issue's question:
Why did Marvin want to destroy the earth?
Call Steve, 506-6651 with the correct answer. Hurry, only the first correct caller wins!
Last months question: What brand of underwear does Marty McFly wear in Back to the Future? The correct answer was Calvin Klein. Congratulations goes to Chris Weidman on being the first to answer correctly and win movie tickets for two! |
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Interest Rates
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| Conventional 30 Year Fixed 5%
FHA Fixed 3% Down Payment 4.875%
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Whether you're considering buying or selling real estate in the near future, or a friend who plans on staying put for awhile -- we hope you found our newsletter fun and informative. That's the goal we're striving for in each issue. Do you have other ideas you'd like to see included? -- Give us a call!
Until our next issue.....
Steve and Tonda
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Calling All Golfers! |
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 We want to share a great website called Golfnow that provides fantastic tee time deals for Indianapolis area Golf. Sign up for their free email club to get discounts up to 70%!
(Tom - Thanks for Sharing!) |
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Around Town...
More Perfect Places For You!

Mallow Run Wine & Chili Weekend
WHEN: Saturday & Sunday, Oct. 17 & 18 TIME: Noon-6pm each day 14th Annual
Saturday, October 17th
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| $8000 Tax Credit |
  Time is getting late to take advantage of the $8000 tax credit! This windfall for 1st time homebuyers expires on December 1st.
If you or someone you know is wanting to get an $8000 check in time to pay off those Christmas expenses now is the time to act.
All qualified buyers must close on their new home by November 30th for this credit to apply. With appraisals, inspections, and lender approvals taking 30 to 45 days to complete - every passing day is like risking $8000 at a Las Vegas roulette table. It can still get done -- but time is quickly running out! Call us for the details! | |
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Do You Know Someone with Real Estate Questions?
Have them give us a call to set up a time for an
informal "Coffee Chat". 
We'll buy the coffee!
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 The Hoagland Team
Carpenter Realtors Steve: 506-6651 Tonda: 340-4575
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