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Greetings!
As the 2012 Hurricane Season begins, we at Caple Howden Insurance Agency want to ensure our customers' storm readiness plan is in place.
As a reminder, please note that your homeowner policy does not cover flood. To be protected against this peril, you must purchase a separate flood insurance policy. Call us for a quote today.
Also, be aware that your homeowner policy has a separate hurricane deductible which is expressed as a percentage of the amount of coverage on your house, normally 2%. So in the case of a $200,000 home the deductible would be $4000 dollars.
If you have any questions as to how your coverage will respond in a hurricane, please call us for a quick review. Sincerely, CAPLE HOWDENPresident 407-657-8808 |
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REMEMBERING ANDREW
August 16-28, 1992
This year marks the 20th anniversary of Hurricane Andrew's landfall in Miami-Dade county; Andrew, a small yet fierce storm, wrought over 25 billion dollars of damage--making it the most expensive natural disaster in U.S. history. The storm also claimed 26 lives directly and it is thought a total of 65 lives were lost due to the direct or indirect effects of Andrew. Rainfall pummeled Southern states such as Florida, Louisiana and Mississippi in excess of 7 inches.
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Are You Prepared?
 As we begin the 2012 hurricane season, the National Oceanic and Atmospheric Administration has predicted a "near normal 2012 Atlantic hurricane season."
In it's preseason outlook, NOAA "says there's a 70 percent chance of nine to 15 named storms (with top winds of 39 mph or higher), of which four to eight will strengthen to a hurricane (with top winds of 74 mph or higher) and of those one to three will become major hurricanes (with top winds of 111 mph or higher, ranking Category 3, 4 or 5). Based on the period 1981-2010, an average season produces 12 named storms with six hurricanes, including three major hurricanes."
It must be noted, the NOAA does not forecast which storms make landfall, so a less active hurricane season does not mean you can be less active in your hurricane readiness.
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For more information, please visit:
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Tips to Get You Started:
- Determine safe evacuation routes
- Buy non-perishable food and drinking water
- Fuel and service family vehicles
- Ensure that you have extra cash on hand
- Check flashlight and radio batteries
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Storm Surge
Along the coast, storm surge is often the greatest threat to life and property from hurricanes. In the past, a great portion of the death toll has been the result of the rise of the ocean as a result of a hurricane landfall.
If you are living in a coastal area, it is important to heed the advisory warnings and evacuate endangered areas. |
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What to Do if Caught in a Flood?
1. Avoid flood waters
2. Avoid moving water
3. Use caution even after floodwaters recede
4. Stay away from powerlines
5. Stay away from home until cleared by authorities
6. Clean/disinfect everything touched by water
7. Stay away from buildings surrounded by water |
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Remember,
Even if the hurricane is not packing large mph winds, it can still cause damage. A storm with a low wind rating can be very deadly if it is large and slow-moving.
Be safe. |
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Contact Us
CAPLE HOWDEN INSURANCE AGENCY
10222 E. Colonial Dr.
Orlando, FL 32817-4332
407-657-8808 |
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