|Pacific Gateway Insurance Agency Newsletter|
A BERKSHIRE HATHAWAY COMPANY
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Fall is right around the corner, the leaves will be a-changing and the holidays will be soon to follow. Perhaps its time to shift into a new season of how you think about Pacific Gateway.
Overwhelmed and overworked by having to send your risk across your markets? STOP!
We at Pacific Gateway have a variety of products to address the majority of your commercial insurance needs. Not only can we write the Auto or Garage liability through National Indemnity, but we've teamed up with a few sister carriers to address the other portions of your exposure!
PGIA - STRICTLY FOR YOUR NON-STANDARD AUTO ? - NO, THAT ISN'T SO!
Many know Pacific Gateway as the place to go to go for their "non-standard" auto risks - but we have more to offer than that!
NATIONAL INDEMNITY CAN WRITE OVER 100 CLASSIFICATIONS!
We are also very competitive on some of the more "standard" auto exposures. Those classifications include, but are not limited to the following:
- Child Care center autos
- Church busus
- Senior citizen center autos
- Residential care facilities autos
- Wholesaler / manufacturers
- Athlete/Entertainer buses
- Stretched limousines / Vintage limousines
- Mobile mechanics (ask us about the Garage Liability!)
- Farmers & farm labor autos
- Salvage haulers
- Cement mixers
- Logging trucks
By the way - Did you know we are able to offer liability limits up to $ 5 million?
We have excess auto markets available through both General Star & National Indemnity.
Please call us toll free at (800) 354-4844 for a quick phone indication on any of the above classes - if for some reason we can't provide bindable terms, we'll at least get you a ballpark.
Additionally, we can offer GL, Property & Workers Comp coverage for many of the above listed classes as well. See below for more details!
LOOKING FOR GENERAL LIABILITY ALONGSIDE THE AUTO COVERAGE?
BETWEEN NATIONAL INDEMNITY, USLI & GENERAL STAR WE HAVE WHAT YOU NEED !
USLI- BOPs, GL, Property, Professional Liability, etc.
Are we looking at the autos on a Child Care, Church or Trucking risk for you? Let us round out these accounts with USLI. Here are some highlights:
~ Commercial or Residential operations, Montessori Schools, drop in centers and much more
~ Professional Liability included at no additional charge
~ One of the broadest Molestation and Abuse forms in the industry
~ Specializes in covering small community churches, startups, storefront, or inner city operations for all denominations.
~ Includes Pastoral Professional Coverage up to $1 million limits
~ Directors & Officers/EPLI can be added as part of the package
- Separate Limits of Liability & Unlimited Defense Costs outside the limit
~ General Liability* available for risks up to 20 power units
~ Property for limits up to:
- $3,000,000 in protection class 1-8
- $1,000,000 in protection class 9-10
~ Includes Waiver of Transfer of Rights of Recovery for a $100 charge and Blanket Additional Insured Charge for a flat rate of $100
~ Competitive GL minimum premiums of $500 for most of the state of CA ($650 for some more metro LA, SF areas)
**We also have GL available through NICO & General Star - let us find the one most competitive for you!**
Contact a PGIA underwriter today for more details on any of these classes and more!
|HAD YOU HEARD?? - WE NOW HAVE A WORKERS COMP MARKET!|
WE'VE TEAMED UP WITH BERKSHIRE HATHAWAY HOMESTATE COMPANIES...
Class/Class Code Other Available Lines
Commercial Child Daycare Centers / 9059 Auto, USLI products (see above)
TO PROVIDE WORKERS COMP (THROUGH OAK RIVER OR CYPRESS)
Are we looking at the trucks, vans or buses on a risk for you? Let us help you with the Work Comp coverage as well. Here are a few HOT classes:
Property - General Star
Churches / 9015 Auto (buses, vans, etc) & USLI Program (see above)
Property & GL - General Star
Truckers / 7219 Auto (all), & NICO GL
(must be 10 units or more) GL & Property - USLI (see above) / Property - Gen Star
Residential Care Facilities-Child / 8823 Auto / USLI products (see above) / Property - Gen Star
Residential Care Facilities-Elderly / 9070 Auto-Non-Emergency or Emergency Medical Transport
(with or without lifts/ramps)
Property - General Star
Residential Care Facilities-
Developmentally Disabled / 9085 Auto (with or without lifts/ramps)/ Property- Gen Star
As you can see from the above- there are a number of classes where we can offer more than just the auto coverage.
Ask us for more details!
|THE POWER IS IN YOUR HANDS!|
Most of the classes listed (with the exception of Worker's Comp) above are available for online quoting, but please don't hesitate to call us if you can't find the appropriate classification!
Besides, who has the time to shop around for each line? Use our expertise and A++ Berkshire Hathaway markets to find a home for all your needs!
PGIA - ONE STOP SHOPPING!
Corissa Dill, Kristi Mulford & Tasha Gonzales
Pacific Gateway Insurance
800-354-4844 x 8118, x 8130, x 8131