MAINSTREET MERCANTILE (BOP)
This coverage is specifically designed to accommodate the coverage and pricing needs of a wide array of mercantile risks. The coverage is available as BOP, Package, Monoline Property or Monoline Liability.
Product Features
- Non-owned and Hired Auto coverage available if there is no delivery
- No General Liability deductible
Liability Features
- Limits available up to $1,000,000 occurrence/$2,000,000 aggregate
- Expanded definition of Bodily Injury to include Sickness or Disease caused by Mental Anguish or Emotional Distress
- Pollution Exclusions has Hostile Fire Exception
- Commercial Excess General Liability, Umbrella or Excess Umbrella available up to $5,000,00
Property Features
- Broad Property Coverage using ISO's April 02 coverage form
- Equipment Breakdown - Includes free boiler inspection if required by jurisdiction
- Value Plus Endorsement available providing many coverage extensions and enhancements
- Special Cause of Loss and Replacement Cost available
- Up to $3,000,000 Property Limits
Optional Coverage
- Loss of Income - 12 month actual loss sustained basis with a stated limit
- Money & Securities coverage
- Non-owned and Hired Automobile coverage
- Signs coverage
- Equipment Breakdown coverage
Eligible Classes
- Antique Stores
- Clothing Stores
- Bakeries
- Butcher Shop
- Electronic Stores
- Furniture Stores
- Nail Salons
- Sporting Goods
- Plus Many More
For more information on this product and to see all eligible classes, click here. To get an online quote for this product click here.
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AUTO SERVICE
Looking to "tune-up" your auto service insurance? Well look no further! We can provide competitive rates on almost all your auto service needs.
Classes Available
- General automotive repair
- Brake shops & Transmission shops
- Paint & body shops
- Lube-n-tunes
- Performance shops
- Truck/tractor repair
- Equipment repair
- Motorcycle / ATV / RV repair
- Auto detailers
- Installation operations
- Towing operations
- Tire shops
- Mobile repair operations
- And many more
Coverages Available
- Garage Liability, Premises Medical Payments, Garage Keepers, UM/UIM (where required) and AI's
- Inland Marine Coverage for Scheduled Equipment and Tools
- Many available on stand-alone basis
Limits Available
- Up to 1M/2M Garage Liability
- Up to 1M CSL UM/UIM (where required)
- Up to 5K Medical Payments
- Up to 1M Garage Keepers limit
Don't see your particular risk listed above? Not sure what coverage you need? Give us a call and ask to speak to one of our experienced garage U/Ws. They are always willing to "talk shop" with you, and help determine what coverage is needed. We have both admitted and non-admitted paper, so we can write just about any risk that you can think of - even repo and valet operations!
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UPCOMING EVENTS
Bay Area |
March 9 - 13 |
Agency Visits |
Alhambra/El Monte |
March 18 - 20 |
Agency Visits |
San Fernando Valley |
March 25 - 27 |
Agency Visits |
Los Angeles |
April 8 - 10 |
Agency Visits |
Phoenix |
April 14 - 17 |
Agency Visits |
Pasadena |
April 22 - 24 |
Agency Visits |
We are happy to meet new people when we are at conventions, so come stop by our booth to say hi or to drop off a submission. If you see that I will be in your area for a marketing visit and you would like me to stop by your office, just e-mail me or give me a call so that we can set up an appointment. |