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Hello ,
A good March to all of you! We have all kinds of new information for you here in this Springtime edition. This is the time to see how we can grow our important insurance needs so that we have a sound foundation. Just like planting seeds, springtime for your insurance portfolio in your wealth garden may need some new elements to nurture.
Let us take a look at your life insurance portfolio. Does life insurance portfolio have a death benefit of six to ten times your current income to sustain your family through the loss of income and expenses that normally would be covered? Is your major medical insurance up to speed with the numbers of eligible family members or are you paying for family that has gone on their own? How about annuities? Do you have funds just sitting in a CD or savings account and are not making any real interest? Would a 3, or 4 or more percent return be better? And for extended care, are you age 45 and do not have an extended care policy to help fund assisted or home living expenses if you happen to be recovering from an accident or serious illness? Do you have disability income? Do you have any coverage?
You need to take the time to ask yourself these questions. As you can see there are many ways to strengthen your wealth or to prevent your wealth from having to be used to cover conditions one might face throughout life. Strengthening that financial garden, looking into what is needed, are all part of wealth building and wealth preserving that keeps the garden growing and fruitful.
We are pleased to announced two new sections of the website that are updated with useful information for you. The first is a developed Seniors Section that touches on topics such as short-term disability, Medicare and Medicare Supplements, long-term car and final expense. The second is a new Military Section we are working on for our military friends who are either active duty or retired from service. We want to thank you for your service and welcome any ideas you might have to make this section more informative. Right now, we have a dental supplemental plan exclusively for military and veterans that goes well with Tricare. To read more information about this product, click here.
So here is to a happy and productive spring. Happy St. Patrick's Day to all the Celts and Irish. May your dreams stay green and bountiful.


John V. Stewart, MSM, CDHC
Our contact phone numbers and information: Visit Our Website or Get a Quote Email: stewartsinsure@yahoo.com 122 Bryce Ryan Cir., Kingsland, GA 31548 Camden County, GA 912.434.2090 Metro Jacksonville, FL 904.729.4025 Metro Indianapolis, IN 317.570.1271 Metro Cincinnati, OH 513.868.0040 Nationwide 866.203.5097
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Attention Military Members & Veterans | |
We are happy to announce that we now offer Humana's Preventive Plus Package for Veterans. This is primarily a dental plan that is focused on prevention, but also offers savings beyond just dental needs.
With the dental plan, you are covered 100% for routine oral exams, x-rays, sealants, periodontal exams, cleanings, and topical flourid treatments. The plan will pay 50% for basic services (such as fillings) after your deductible is met. Also, with the "Plus" plan you are eligible for discounts and savings on prescriptions, hearing aids and exams and eye care. See what we have highlighted below:
Prescriptions- you can expect an average savings of 32%, with a potential savings of up to 50%, on prescription drug.
Vision- save on eye exams, frames and lenses to maintain good vision as often as needed.
Hearing Care- start off with a complimentary hearing exam (which includes a physical exam of your ears, complete hearing evaluation, and an interview to discuss your needs).
Urgent & Convenient Care Centers- you are able to walk in without an appointment to a Concentra Urgent or Immedate Care Center or The Clinic at Wal-Mart (services may vary depending on each Wal-Mart).
And more!- you can additionally save up to 30% on services such as: chiropractic, acupuncture, or massage therapy.
This is only a potion of what the plan covers and how you can take advantage of it. To learn more about the Humana Preventive Plus Package for Veterans, click here or give us a call today! |
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Stay Informed with the 2010 Health Care Reform |
As most of you are knowledgeable of, in 2010 a new healthcare reform package became law with the purpose to expand coverage to 32 million Americans who are currently uninsured. Since then, there has been much debate over the subject and you may be wondering to yourself, "how does this affect me and my family?" or "how does this affect my small business?". Stewart's Insurance Depot wants to let you know that we are here to help answer any questions you may have and share with you any resources we have to help you better understand the matter. One great resource is provided by HumanaOne, one of the health insurance companies we represent, which is a timeline to help you with a general look at how the healthcare reform law's provisions will take effect. Click here to check out the timeline.
In addition to that, our website is a great tool for you to utilize at your convenience. We are freqeuntly updating our newsroom with the most current life and health insurance related news, especially concerning the healthcare reform. Also, as mentioned in more detail below, we have added some videos related to the healthcare reform on our video presentations page. We will continue to update that as well.
So what can you do now about the issue?
For individuals and families, we suggest you stop by our website weekly to receive the latest news on medical care. Refer your friends to our newsletter and website to help them keep informed. You might want to check out FOX News Channel on cable as well. Call us with any questions you might have.
For small business owners, we suggest stopping by our website as another means of keeping up to date outside of our newsletter. Refer us to your fellow business associates for our free newsletter and have them visit our website. Also, the FOX Business Channel is a great resource for up to the minute activity.
Don't forget: We are always available by phone, live chat and by email to discuss any questions you may have about the reform or about your health insurance. Simple to our website: www.stewartinsuredepot.com or call us. We look forward to hearing from you! |
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Health Care Reform Videos & More! | |
If you have been to our website lately, you have noticed that we are continuing to grow our video library. We have recently added some interesting videos that we found on the National Association of Health Underwriters' (NAHU) website of C-SPANs broadcast of speakers at the NAHU's Capitol Conference. We have added three videos on the page, featuring: Speaker of the House, John Boehner, Center for medicare and Medicaid Services', Steve Larsen, and President of American Action Forum, Dr. Douglas Holtz-Eakin. Click the image below to watch them now.
Also on our video page: You have access to some educational videos provided by HumanaOne to help you gain a better understanding of health insurance. Right now, you have full access to three videos on the topics of budgeting for health care, how health insurance works, and understanding deductibles and copays. Check them out today by clicking the image below.
Our video library will continue to grow as we continue our effort to provide as much educational resources as we can related to life and health insurance.
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Saint Patrick's Day Safety Tips |
We at Stewart's Insurance Depot are happy to enjoy the upcomming holiday, but want to ensure that everyone keeps their celebration merry by controlling their drinking. Remember that the effects of alcohol sneak up on you real fast if you over indulge. Here are some Do's and Don'ts we want you to take into consideration:
Do designate a sober driver ahead of time
Don't drive drunk
Do know your drinking limits
Don't starve yourself before or while drinking; eat food while you drink, such as a good helping of Irish Stew or Corned Beef and Cabbage
Do enjoy yourself and have a good time- be safe!
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Chat with us live!
Look for this button on our homepage and click to live chat with John or Jami!
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Contact Us Today!
John Stewart, MSM, CDHC
Company President
Email John

Jami Daliege Agent Email Jami |
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Newsroom
White House Shapes Debate Over Health Law
New York Times
Consumers-- and employees-- are read to drive
benefitspro.com
Health Insurance: Employees Shoot Themselves in the Foot LifeHealthPro
Helping Employees Understand HSAs
benefitspro.com
Poll: Health Overhaul Unpopular, But Not As Feared
The Associated Press
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