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Dear ,
2010 is going to be a year of real challange to us all. I do hope this year will bring you all the fruits of your efforts and make your dreams come true despite what the Congress will do. In our newsletter this month are some information which I hope is beneficial to you. Feel free to forward this newsletter to your friends, associates and family.
Have a great day!
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| Attention New to Medicare Members. | |
If you are turning age 65 and have received your Medicare card, you are in your initial enrollment period if your birthday month is April, May or June of 2010. This initial enrollment period starts 3 months before your 65th birthday month and will end 3 months after your 65th birthday month. During this period, you can enroll in Medicare Part D prescription drug plan (with Medicare Part A only) or if you have elected to enroll in the Medicare Part B, you can then select a Medicare Supplement or Medicare Advantage plan if you choose.
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| You don't have to go without health insurance! |
The myth which is still being reported if you loose coverage from a group plan or you don't have insurance then you cannot be covered. , there are many options out there that don't get covered by the media. If you are in need of coverage let Stewart's Insurance Depot provide you with illustrations or other insurance avenues. Just give us a call or email us. All we need is the home address and ZIP code, first names and date of birth plus any deductible or coinsurance targets. We will contact you and go over options for you.
It only takes an email or call to us to see what the media is not telling you..... |
| Why use a National Ethics Bureau member? |
In this time of scams, fraud, theft and deception one needs to know who they are really doing business with in the areas of insurance, financial planning and real estate. This is where the National Ethics Bureau is important. To become a member, one must go through an extensive screening process including criminal background checks, complains with their respective state and federal agencies and any lawsuites and other civil actions. Only then can they be a member of the National Ethics Bureau. Look for professionals who have this emblem.
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| Long-term care |
 No one wants to think about it until it happens. But we all know that at some point in time there will be a family member or friend who ends up in need of some sort of home health care, assisted living or a full nursing home requirement.
We through the advances in medicine have increased our life span and in many cases have also increased the quality of life. We are living longer than our great grandparents.
The cost of care today for a stay of one month in a nursing home is reaching $7,000/month. This is just for the nursing care, room and board. It does not cover any prescriptions, medical services beyond what is provided by the nursing home.
The question becomes one of how can we afford long-term care when it is needed?
The answer is to investigate your Long-term care options. We can assist you in this by taking a look at your needs and how best to provide you with a product you can have which will lessen the cost of this care when needed. Simply send me an email or call me for a consultation. You can email me for long-term care information and an appointment here or call me 317.570.1271 or 866.203.5097. |
| We now offer Aflac! |
Stewart's Insurance Depot has just signed an agreement with Aflac to provide their supplemental products for both individual and group customers. You know that Aflac is a leader in the supplemental insurance market and can assist you in covering some of the costs to meet a deductible or cover disability, cancer and other diseases specifically. Interested in getting more information? Call or email me today.
We offer:
Dental
Vision
Sickness Indemnity
Short Term Disability
Cancer
Intensive Care
Hospital Indemnity
Child Life to age 25
Adult Whole Life |
| We are open to serve you |
Stewart's Insurance Depot has products available for you in the follwoing states.
Indiana, Florida, Georgia, Kentucky, North Carolina, Ohio, Pennsylvania, Wisconsin. So, if you are moving, know someone who may need life, health, long-term care, small group, seniior products and fixed annuities feel free.to visit us at our website. Click here to go to our website. or forward this newsletter to afriend. | | We have joined the St. Mary's, GA Chamber of Commerce |
Mrs. Stewart and I traveled down to St. Mary's, GA and while visiting, I joined their Chamber of Commerce and visited their Kiwanis Club. Being licensed in both Georgia and Florida make3s this location a great area to run my southern insurance business. We are in the process of investigating building a home near that community on a lot we own.
Here is a little tidbit, the last battle of the War of 1812 was not fought at New Orleans but at St. Mary's. |
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Where is your living will and health care power of attorney?
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Having a Living Will and Health Care Power of Attorney is a very good idea. Having it located in a safe place is also good. But not having access to it in a time of need is very unfortunate.
We are a very mobile society and being mobile we run the risk of having an illness or injury away from home. What do you do if you are involved in an auto accident and comatose? Will anyone have the information and these documents handy to know what you wish?
Probably not.
To prevent this from happening, how about keeping a copy in the glove box of your car, when traveling take a copy with you and have a card in your wallet with information on it and where a copy can be found. That way you have peace of mind in knowing that your instructions will be carried out.
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Here are Services and Providers you may like to use.
Abbott, and Harris 8625 E 116th St
317.595.0665 Fishers, IN 46038
Estate Planning, Personal Injury, Probate Estates
Law Offices of Claire Ty Immigration/ International Law
Claire Ty
All About Home Inspection LLC
John Lee, CHI
317.546.4616
John Lee
Anytime Fitness
Geoff Heisey
9653 Olio Rd
317.336.5500 McCordsville, IN 46055
Geoff Heisey
Crown Services, Inc.
Staffing Services and Recruiting
4010 W 86th St Ste A
Indianapolis IN 46268
(317) 876-2972
DSR Management Solutions
Cell Phone Charges Recovery
Dee Applin
10667 Tarragon Ct
317.595.0658 Fishers, In 46038
Dee Applin
INFO-LITE
Sojane Technologies, Inc.
Manufacturer of LED,LCD and Plasma Displays
7420 N. Shadeland Ave
Indianapolis, IN 46250
Amanda Morrow
First Financial Bank
Mark Clark, AVP
805 W. Carmel Dr.
317.575.8033
Carmel, IN 46032
Mark Clark
Indy Physical Therapy 7950 Shadeland Ave.
Indianapolis , IN 46250
(317) 849-3517
Kirk Realty Group
11650 Lantern Rd Ste 127 317.842.4191 Fishers, IN 46038
Shannon Wright
Kristie Kreations Custom Embroidery
Fishers, IN 46038
317.570.9355
Kristie
Mathias Counseling and Consulting
Carlabeth E. Mathias, ICSW, LMHC, MS
11650 Lantern Rd 317.578.2141 Fishers, IN 46038
Carlabeth Mathias Website
McCarley Chiropractic A Creating Wellness Center
Dr. Brian McCarley
255 S 10th St 317.565.1726 Noblesville, IN
Dr Brian Mccarley
Meridian Film Corporation
William Tobias
9910 Gulfstream Ct
317.585.1410 Fishers, IN 46037
Bill Tobias's Website
Quantum Retirement Consultants
Vince Catania, CFP, CDP, MBA
8395 Keystone Crossing Ste 300 317.472.9336
Indianapolis, IN 46240
Vince Catania
Sherpa Financial Group
Fitzgerald Charlier, CFP, CRFA, RFC
11650 Lantern Rd Ste 116
317.913.3365
Fishers, IN 46038
Fitzgerald Charlier
Silver Moon Case Management LLC
PO Box 361194 Indianapolis, IN, 46236 317.413.0119
Talent Auto Body Shop
Randy Vondersaar
7690 E 236th St Cicero, IN 46034
317.984.4576
Randy Vondersaar
Toupes General Repair Service
Mike Touponce, Sr 333 Polar
Dr Noblesville, IN 46062
317.877.0806
Mike Touponce
Wendell Seaborne, Phd Seaborne Leadership PO Box 401 Fishers IN 46038 317.750.2682
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