| September, 2007 |
Vol 1, Issue 1 |
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Newsletter
Stewart's Insurance Depot |
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| Greetings! |
 This is our newsletter we will be sending to you. It is hoped that this newsletter will provide you with important information regarding what is happening in the life, health, long-term care and annuity industry. Our goal is to provide you with information and the products which make sense for you and your requirements now and in the future.
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| New HSA Saving regulations for 2008 |
 The U.S. Treasury Department has presented the savings changes for health savings account/high deductible plans for 2008. Here is the link you can click on to get the official announcement.
Click to view the Treasury modification document.
Why not start by taking advantage of these plans which can save you tax dollars this year and beyond. If you are not familiar with health savings account/high deductible major medical plans, give me a call or email me.
You wish to see how much of a premium difference and HSA/High Deductible major medical plan can be? Simply click on the link below for a free quote:
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Take advantage of Fixed and Fixed Indexed Annuities for your retirement. |
Stewart's Insurance Depot offers you a wide range of fixed and fixed indexed annuities to meet your specific long-term financial requirements. Some have a bonus added to your premium An annuity is one of the vehicles for a well rounded portfolio. We currently have available several annuities from well respected companies which have bonuses added to your premium. If you feel the stock market, CDs or treasuries that are not enhancing your portfolio, let us set an appointment and go over these annuity plans. There just might be one to give you return without the downside risks of conventional market investments. We offer annuities from eight major insurance companies for your review. |
| Return of Premium Products |
 Have you ever wondered why you have to pay money out for an insurance product, never use that products benefits and get nothing back? We now offer several return of premium products which give you all or a portion of your premium back. Some of them even have ways of increasing that premium by offering indexes to grow the money originally invested. Sound too good to be true? We have term life, life and disability insurance products available with this feature. So say good bye to premium payments going out the door and not having anything in return. Contact us for full details on any of these products. It is free and you are under no obligation. |
| Are you a small business owner? |
 In calling on potential clients, one common theme occurs. The cost of health insurance is keeping the small business owner from obtaining coverage, the paper work is difficult or the frustration level gets too high.
To assist in reducing the costs of health insurance, we offer a wide variety to major medical and indemnity type plans which can reduce the cost of health insurance. Plus the added advantages of reducing the small business taxes.
Let me show you how you can save money if you have one employee or 20. Plus have all the advantages just like that large employer down the block who has 401Ks and payroll management. |
| A word about long-term care |
 Let us take the myth out of long-term care. It is not just for our senior citizen population. According to an Illinois Many beds in nursing home facilities are used by people under the age of 65 who are recovering from an accident or a serious accident. The cost of long-term care in a facility is generally from $3,000 and can get higher depending upon the facility and location. So what can one do to combat this situation which can drain away a life savings in a matter of months? The answer is to look into a long-term care plan. We have the conventional premium based for those under age 65), self funded in one or multiple year installments to a care plan for those who are in their last months of life with a debilitating condition. Contact us for an appointment. |
| Senior's Corner |
 Retiring is one of those major changes we all either are going or have gone through. Send for the your free copy of Choosing a Medigap Policy. send your request to stewartsinsure@yahoo.com. Please indicate your request for this information booklet. We offer Medicare Supplemental Insurance from several major health insurance carriers. Also, we have the Advantage plans for those areas which qualify. Either way, we have a supplemental plan which can meet your need. Don't forget that Medicare Supplements are individual issue only and you must be eligible for Social Security Retirement or Social Security Disability benefits to qualify. For disability under Social Security is subject to underwriting and specific plan availability in your state. Contact us for any questions you might have on these plans..
Now that you have retired, do you have an IRA to manage? If you have questions, we have two informative booklets available free without obligation to help you transition for retirement. Send for "Your transition to a more secure financial future or Turn your ordinary IRA into something to remember." Send your request via my email address: stewartsinsure@yahoo.com. | |
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In today's insurance market, there are many changes and they are coming fast. Why not take a moment and contact me to assist you in your life, health, long-term care and annuity needs. Do you know of someone who would be interested in receiving our newsletter? Please forward this newsletter to your friends.
Until next time, remember we help you with your return on investment for insurance.
Sincerely,
John
John Stewart
Stewart's Insurance Depot
Fishers, IN
Indianapolis area 570.1271 or toll free 866.203.5097
Licensed in Indiana, Kentucky, North Carolina, Ohio, Pennsylvania and Wisconsin
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