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Monthly newsletter of the Founders Insurance Group, Inc.
 
 Tips on protecting your assets | Founders in the community | Stories about our staff
 
 
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Simplify your life - just EFT!

We all need to simplify our life - don't we!  That is why we offer EFT (Electronic Funds Transfer) to pay your insurance premiums.  Your insuranceeasy street carrier will simply bill your bank for your premium - monthly, semi-annually or annually - whichever works best for your budget!

It is as simple as a phone call -
 so call today and simplify your life! 
 800-762-7369
 
 
 

Founders in the Community 

 
Founders Insurance Group is a proud sponsor of :
xmas tree   LARC Festival of Trees

LARC

 
 Come and help Founders support LARC's annual fundraiser.  Bid on a tree, wreath and other great items!
 
Opening and Tree Lighting Ceremony  Friday November 27, 1-6pm
Closing Event and Silent Auction Saturday Dec 5, 1-8pm
 
Valerie Manor  1360 Torringford Street in Torrington.

For more information contact Elaine Tedesco  860-489-2140 x 12 or [email protected] 

 _____________________________________________
 
Founders Insurance Group
is a proud member of the
following organziations!
(List in part)
 
NW CT Chamber of Commerce
 
Avon Chamber of Commerce
 
Litchfield County Board of Realtors
links protect web version
dogCalling all sportsmen and sportswomen! 
 
 Do you belong to a hunt club, a fish and game club or an archery club?
 
Founders Insurance Groups new
Sportsmens Protect program is for you!
 
 
Sportsmens Protect will provide you and your members with:
  • Free professional help with choosing the right insurance
  • Free no-obligation proposal for your insurance coverages
  • Members will be eligible for special program rates on home and auto insurance **some restrictions apply 
  • Flexible billing options
 
 Advantages for your club:
  • Added FREE benefit to your members 
  • Helps retain members and attract new ones
  • Absolutely NO cost for the club
So, how do you sign up?
  • Contact Joe Lipski, PLCS at Founders Insurance Group  [email protected]  to set up a meeting with your board of directors or governing body
What will you have to do as a club?
  • Endorse the program to your members
  • Allow Founders Insurance Group to come to a few membership meetings and have time to meet with members to discuss their insurance needs
  • Enjoy the benefits! 
 
 Call today!  860-482-3506
Founders on the Web 

trusted choiceTrusted Choice� agencies are insurance and financial services firms whose access to multiple companies and commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products and unparalleled advocacy.As a Trusted Choice� agency, we are dedicated to you and are committed to treating you as a person, not a policy.

October 2009
Tis the Season... 
 
cindy donaldson web
I hope everyone enjoyed their Thanksgiving holiday!  
 
As I hit the gym this morning I heard more than one person mumble how they had to work double time this week to work off the turkey, stuffing, pie, wine...oh and did I say pie?
 
People tend to get frazzled this time of year and lose sight of the "fun of it all"!
 
MyThanksgiving dinner had its share of glitches -My huge 23+ pound turkey (to feed 6 people) didn't fit into my traditional roasting pan - so I bought one of those tin foil throw away versions - mistake.   Mid way through the cooking process I noticed a hole in the roasting pan and my precious soon to be gravy was spilling out onto the bottom of my oven. Amidst the smoke and trying to silence the smoke alarms,  I had to putturkey my turkey into my Paella Pan - it was a sight to be seen.  My children were hysterical with laughter as I  tried to move this huge bird to another pan without spilling anymore future gravy and more importantly without dropping the bird on the floor where my 20 pound cat would have had the feast of all feasts. 
 
Of course my daughter had to capture the moment on film - here is my poor bird with legs hanging over the edge of the pan. I still haven't tackled cleaning the oven!
 
I could have had a meltdown - but instead chalked it up to one of those great stories I'll have to tell to my grandchildren one day. Oh, in case you anyone is curious - the turkey was delicious and we had PLENTY of gravy!
 
 
 
Our tag line here at Founders Insurance Group is
"We Understand Priceless." 
 We hope you take the time to sit back and enjoy this time of year and focus on what is truly important - what is priceless in your life.  Try not to get frazzled, laugh at the things that go wrong and enjoy the fun of it all!
  
 
 
Cindy Donaldson
Director of Marketing
Founders Insurance Group, Inc.
 
 
Gimme  Shelter -
Umbrella Policies are a must!
Did you know that the per capita cost of the U.S. Tort system has reached $835, according to the the most recent data from 2007.  After adjusting for inflation, this marks a more than eight-fold umbrellaincrease in tort costs since 1950!  (Source:  2008 Update on U.S. Tort cost Trends, Towers Perrin.)  $835 per person doesn't sound like a lot, but when you take into consideration that the majority of U.S. citizens will never see the inside of a court room or be involved in litigation that means that an unlucky few will face multi-million dollar decisions from a judge.  Not a pretty thought if you are one of the unlucky!
No matter how careful you are, you just never know when you will find yourself on the ugly side of a law suit. So how do you protect yourself?  A Personal Umbrella Policy. 
 
Details:
  • Most insurance companies will require you to purchase the maximum liability coverage available on your homeowners and auto policies before they will issue an umbrella policy
  • If you are sued and the judgement exceeds your primary coverage on your home or auto - your umbrella will kick in.  If you are handed a judgement of $800,000 and your homeowners policy covers you up to $500,000 then your umbrella policy will pay the remaining $300,000
  • Umbrella coverage is fairly inexpensive!  Premiums are typically as low as a few hundred dollars for a million dollars in coverage
What do they cover?
  • Above and beyond your homeowners and auto policies - Umbrellas can cover medical costs and lost wages you may have to pay as well as your own legal fees and lost wages
  • They can cover libel, slander, defamation of character
Contact Founders Insurance Group for more information and details about getting a Personal Umbrella Policy to protect what you value most!
  
 
 
Workers' Compensation Seminar Series
  
xmas treeOur Workers' Compensation Seminar Series has been a HUGE success!  People from all over Connecticut attended our other events and walked away with information they could use immediately to help ease the pain of the Workers' Comp process.
 
 
Don't miss the  last in our series!
 
 
Topic: Best Practices for Managing your Workers' Compensation - From Hiring to Avoiding Losses.
 
December 15, 2009, Litchfield Community Center, 421 Bantam Rd., Litchfield, CT
Panelist: Roy Franco, General Casualty Insurance, and George Simoncelli,Esq. Labor Law Attorney, Muschell & Simoncelli, LLP  Dennis Dressel, CPCU and Cheryl Venditti, Founders Insurance Group, Inc.
Time: Networking 8:30am-9:00am, Seminar 9:00am-11:00am
 
 
Continental Breakfast provided
 
Free and open to the public
 
Seating is limited. Please RSVP by December 10, 2009 to either:
 
Cindy Donaldson, Founders Insurance Group 860-482-3506, ext 11310 [email protected] 
 
 Gina Scherbner, The First National Bank of Litchfield 860-626-7717 [email protected]
 
 
 Contact us...

 contact us
 
Cindy Donaldson
Director of Marketing
[email protected]
860-482-3506  ext 11310
 
Torrington
1300 Winsted Road
860-482-3506
 
Lakeville
12 Millerton Road
860-435-2507
 
Orange
291 S. Lambert Rd., Suite 7
203-795-1323