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Monthly newsletter of the Founders Insurance Group, Inc.
 
 Tips on protecting your assets | Founders in the community | Stories about our staff
 
 
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Simplify your life - just EFT!

We all need to simplify our life - don't we!  That is why we offer EFT (Electronic Funds Transfer) to pay your insurance premiums.  Your insuranceeasy street carrier will simply bill your bank for your premium - monthly, semi-annually or annually - whichever works best for your budget!

It is as simple as a phone call -
 so call today and simplify your life! 
 800-762-7369
 
 
 
Founders in the Community 
 

Founders Insurance Group is a proud sponsor of :

xmas tree   LARC Festival of Trees

LARC

 
 Come and help Founders support LARC's annual fundraiser.  Bid on a tree, wreath and other great items!
 
Opening and Tree Lighting Ceremony  Friday November 27, 1-6pm
Closing Event and Silent Auction Saturday Dec 5, 1-8pm
 
Valerie Manor  1360 Torringford Street in Torrington.

For more information contact Elaine Tedesco  860-489-2140 x 12 or [email protected] 

 
Founders Family
 

tlk

Meet Terri Kozikowski
Operations Manager
 
Terri has been in the insurance business for more than 25 years - in Terri's words, more than she would like to admit!  As Operations Manager for Founders, Terri manages the personal and commercial service departments, and works with the carriers and staff to ensure our clients are getting the best products for their unique risks.
 
When asked what she liked best about her job here at Founders - she said:   "I like to solve problems and enjoy working with the carriers and clients to find the insurance product and options that meet the clients needs - and I really enjoy working one-on-one with our service teams to help them ultimately help our clients receive the best service and products available."
 
What does Terri do when she isn't at Founders?  "I enjoy boating, walking & hiking, reading and especially spending time with my husband Chet and our grandchildren," says Terri. 
 
 
Terri lives in Plymouth with her husband Chet and has two children:  daughter Jamie and son Chet III.
 
To reach Terri you can email her at [email protected] or 860-482-3506 ext 11308 
 

 

Ask Cheryl
 cheryl
At Founders Insurance Group we are fortunate to have a team of employees that are extremely knowledgable about the insurance industry and
 
Cheryl Venditti, our Commercial Sales Coordinator
is no exception.
 
Cheryl knows the ins and outs of the Commercial Insurance world and if she doesn't know the answer to a question, she has the resources to find it.
 
Don't understand your workers comp rate, unsure if you should increase your coverages, buying a new company?  
 
Whether you are a client of ours or not - Cheryl is here to help you through your insurance web of details.
 
 your questions will be answered in a timely manner but not instantly.  Thanks for asking! 

 
triviaFun Trivia Facts and Water Cooler Banter....
 Compliments of funny2.com 

Antarctica is the only continent without reptiles or snakes.

In the Caribbean there are oysters that can climb trees.

Intelligent people have more zinc and copper in their hair.

The world's youngest parents were 8 and 9 and lived in China in 1910.

When George Lucas was mixing the American Graffiti soundtrack, he numbered the reels of film starting with an R and numbered the dialog starting with a D. Sound designer Walter Murch asked George for Reel 2, Dialog 2 by saying "R2D2". George liked the way that sounded so much he integrated that into another project he was working on.

The youngest pope was 11 years old.

Mark Twain didn't graduate from elementary school.

Proportional to their weight, men are stronger than horses.

Pilgrims ate popcorn at the first Thanksgiving dinner.

They have square watermelons in Japan - they stack better.

It is possible to lead a cow upstairs but not downstairs. 

The first Fords had engines made by Dodge.

Peanuts are one of the ingredients in dynamite.

Ancient Egyptians slept on pillows made of stone.

A hippo can open its mouth wide enough to fit a 4 foot tall child inside.

The flashing warning light on the cylindrical Capitol Records tower spells out HOLLYWOOD in Morse code.

Every time you lick a stamp, you're consuming 1/10 of a calorie. 

 Go figure!!  What is your favorite?


 

wedding insurance logo

 Wedding Insurance  Protect yourself for the big day!
 
 
A Few Couples Helped By Wedding Insurance:
  • The couples' wedding that was postponed to a future date because the groom was rushed to the hospital with appendicitis.
  • The bride who arrived to pick up her dress at the bridal salon only to find a "Bankruptcy" sign plastered across the window.
  • The couple whose garden wedding was cancelled when a September hurricane blew in.
  • The couple whose caterer went to a tropical island with the deposit money and never returned.
  • The couple whose wedding gifts were stolen from the reception hall while the wedding ceremony was taking place.
  • The wedding that was rescheduled due to a fire rendering the appointed ceremony location unavailable.
 Founders Insurance Group has teamed with Travelers Insurance to offer Wedding Insurance to our clients.
 
Call Joseph Lipski, PLCS  
 860-482-3506 ext 11606
 
tic logo
 

 
October 2009
Happy fall - or should I say happy early winter - at least here in Connecticut!
 
 
cindy donaldson web
I thought I would give the Founders principals a break and write the intro for our October newsletter.  Ok, I'll be honest, it's more about me - I truly enjoy writing and composing these email newsletters.
 
 
So many great things have been happening here at Founders - our staff has grown, our involvement in the community has grown and we as a company have gotten quite a bit of national attention for our innovation and forward thinking.  I must admit, it is very exciting to be a part of such a great team.  The months since I came on board at Founders have simply flown by!
 
So what makes us different than everyone else?  Besides our vast knowledge, great customer service and strong history (things most insurance agencies will tout) - Our Team at Founders is looking toward the future.  We are embracing - instead of battling - the younger generation. We are using social media to network and brand, we are hiring young adults right out of college and few agencies are as tech savvy as we are.  All of these, on top of the knowledge and service, are making us stand out in the crowd.
 
 
Are all those attributes the best things about Founders?  Not even close,  The BEST thing about Founders is this: Our team is truly a team.  Our principals:  Dennis Dressel, Frank Buonocore, Jr., Bill Willis and Chris Garlasco are constantly encouraging us, their employees, to learn, to grow and to succeed.  We are working together to grow and constantly seek new ways at being the best at what we do and we are having a great time doing it! 
 
I think I made a pretty darn good decision this past March joining the Founders Family - don't you?  
 
If you aren't part of the Founders Family - we would love to have you.  If you have a friend, co-worker or family member that isn't a part of our family, please have them give us a call.  You can trust us to take care of you and those that are priceless to you.  
  
Thanks for listening!
 
Cindy Donaldson
Director of Marketing
Founders Insurance Group, Inc.
 
ps - enjoy the watercooler banter section - some interesting stuff!
 
Who is your 5th Cousin, 15 times removed...and other seemingly useless questions! 

question markOur producers here it all the time: "Why do you need all this information to give me quote on my auto insurance?"  First off - at Founders, we don't give quotes - we give proposals, but that's another blog.

 
 Here is the skinny on why we may not need to know your 5th cousin, 15 times removed (whatever that means!) but we do need other personal information to give you the most accurate proposal.
The majority of insurance carriers use complicated modeling systems to determine the rate they offer our clients.  They plug all the information we give them into a massive formula - all of their formulas are different by the way, hence the vast difference in prices we often see - and they spit out a premium amount.
Let's start with Personal Auto Insurance.  Here are key things most carriers are looking at - the evaluation of these factors will often time affect the rate of premium you are offered:
 
Credit Score - the biggie!
  The higher your credit score - the better the premium.    Why?  They feel someone with a higher credit score is more responsible, is not as much a risk taker and in turn is a better risk for them to take on. This is also why we ask for your social security number.
 
 
Workers' Compensation Seminar Series
  
xmas treeOur Workers' Compensation Seminar Series has been a HUGE success!  People from all over Connecticut attended our first two events and walked away with information they could use immediately to help ease the pain of the Workers' Comp process.
 
Don't miss the following!
 
 
Topic: Best Practices for Managing your Workers' Compensation - From Hiring to Avoiding Losses.
 
Two Dates:
November 10, 2009, Canton Community Center, 40 Dyer Avenue, Canton CT
December 15, 2009, Litchfield Community Center, 421 Bantam Rd., Litchfield, CT
Panelist: Roy Franco, General Casualty Insurance, Laurie Roy, HR Director, Howmet-Alcoa(Nov)
and George Simoncelli,Esq. Labor Law Attorney, Muschell & Simoncelli, LLP (Dec) Dennis Dressel, CPCU and Cheryl Venditti, Founders Insurance Group, Inc.
Time: Networking 8:30am-9:00am, Seminar 9:00am-11:00am
 
Topic: Managing your Workers' Compensation - Proactive tips to save time and money!
Date: November 17, 2009, Litchfield Community Center, 421 Bantam Rd., Litchfield, CT
Panelists: Bob Bordeaux, General Casualty Insurance, Dennis Dressel, CPCU and Cheryl Venditti,
Founders Insurance Group, Inc.
Place: Litchfield Community Center, 421 Bantam Rd., Litchfield, CT
Time: Networking 8:30am-9:00am, Seminar 9:00am-11:00am
 
Continental Breakfast provided
 
Free and open to the public
 
Seating is limited. Please RSVP by November 2, 2009 to either:
 
Cindy Donaldson, Founders Insurance Group 860-482-3506, ext 11310 [email protected] 
 
 Gina Scherbner, The First National Bank of Litchfield 860-626-7717 [email protected]
 
 
Carrier Corner
ACE Private Risk Services ace
 
Founders Insurance is proud to partner with the ACE to provide our clients with one of the best high value coverage packages out there.
 
ACE Platinum Portfolio
A fine home
A ski condo 
 Luxury cars
              An extensive art collection
A hard-earned nest egg for you and the ones you love 
 
The more you achieve and acquire, the more you face risks that are unique and complex.  And the more you can benefit from the ACE Platinum Portfolio, the comprehensive personal insurance program from ACE Private Risk Services.  With just one policy, the ACE Platinum Portfolio can provide superior levels of coverage for your home, vacation properties, autos, collections of jewelry and other valuables, watercraft and personal liability.
 
Enjoy your success and let the
ACE Platinum Portfolio protect it!
 
Are you an ACE customer?  Give us a call and get protected today!

 

 Contact us...

 contact us
 
Cindy Donaldson
Director of Marketing
[email protected]
860-482-3506  ext 11310
 
Torrington
1300 Winsted Road
860-482-3506
 
Lakeville
12 Millerton Road
860-435-2507
 
Orange
291 S. Lambert Rd., Suite 7
203-795-1323 
Founders on the Web 

trusted choiceTrusted Choice� agencies are insurance and financial services firms whose access to multiple companies and commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products and unparalleled advocacy.As a Trusted Choice� agency, we are dedicated to you and are committed to treating you as a person, not a policy.