The first half of 2012 has been fast-paced and productive as we have worked to build our banking franchise in the greater Denver metropolitan area. To support your investment, we have focused on increasing investor awareness of your company.

We participated in a panel discussion at the FIG Partners 3rd Annual West Coast Bank CEO Forum in the first quarter and expect to attend several more investor conferences later this year. One of the tools we use to communicate with potential investors is our Quarterly Fact Sheet that we distribute widely to institutional investors. Read the most recent Fact Sheet.

By now you should have received notice of availability of our annual report and proxy statement, and we strongly encourage you to vote your shares as early as possible. We look forward to seeing you at our annual meeting on June 21st. Thanks for your continued interest and support.

Sincerely,

Doug Crichfield, CEO/President Solera National Bank