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| President's Message: The Benefits of Community Banking |
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Solera National Bank focuses on the needs of families and businesses in our community, and we channel our loans back into the neighborhoods where you--our customers--live. Our shareholders are community members. They are you. We profit when you succeed.

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Table of Contents
- President's Message
- We want to hear from you!
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| Happy Holidays from Santa and Solera |
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As a way to express our gratitude to our customers, we invited families to our bank branch to get a free photo taken with Santa Claus Tuesday, Dec. 20. Check out behind the scenes photos of Santa and his helpers on our Facebook page!

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| Solera Says Profile: Patricia Barela Rivera |
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President/Owner of PBR Solutions and Director of Community Relations for Solera National Bank, Patricia Barela Rivera spent her life giving voice to the voiceless. In recognition of her numerous accomplishments, the bank has featured her on the Solera Says blog.

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| Solera About Town |
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The last few months, Solera National Bank supported numerous events. Read about the the Archbishop Joe Gomez Gala event by clicking here, the World Trade Center Denver’s Mexican Protocol Dinner by clicking here, or the Mi Casa Resource Center’s Business Resource Fair & Networking Event by clicking here. Read more about the six Small Business Workshops we sponsored by clicking here. And follow us on Twitter or Facebook to find out the latest events we are sponsoring.

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| Solera About Town: Indian Scholars Gala |
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This year’s Rocky Mountain Indian Chamber of Commerce Annual American Indian Scholars Gala saw more attendees than ever before and raised $6,000 for student scholarships. Dances With Wolves actor Rodney A. Grant emceed, while Many Moccasins Dance Troupe and Many Winds Music, Inc. provided entertainment.

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| Solera About Town: Clínica Tepeyac Annual Fundraiser |
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More than 350 people attended Clínica Tepeyac’s 16th Annual Fundraiser Fiesta at the PPA Events Center in Denver, and they raised $25,000 plus an additional $80,000 in sponsorships. Solera National Bank sponsored the event.

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| Solera Says New Employee Profile: Jeff Halverson |
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It might be difficult to believe that a young man from a farm town with fewer than 3,000 people would end up with a high-powered career in finance and investment banking. But, it was Jeff Halverson’s upbringing in Barnesville, Minn., and the sense of community he developed there that actually inspired his career.

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| We want to hear from you! |
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Join our Facebook page and let us know what you think about our e-newsletter, our social media pages, and our Solera Says blog. We want to hear your questions, concerns, and what interests you. What should we cover? Do you have any interesting nonprofits we should be made aware of? Do you have questions about your small business? If so, let us know!

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