July 2012Health Insurance  News

Barbara headshot

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Solid Health Insurance Services
Health, Life & Trust  

Greetings!
 
The United States Supreme Court recently upheld President Obama's Healthcare overhaul law,which includes provisions requiring that most Americans obtain health insurance or pay a penalty. California is getting into full swing to prepare for California Health Exchange in 2014. Barbara headshot In 15 months uninsured California residents will shop online to purchase their health insurance. The poorest residents will receive Medi-Cal. Those above the poverty line will find a menu of subsidized private options at different prices, from a "platinum plan" with higher premiums but lower deductibles down to a "bronze plan" that has a lower premiums but requires the policy holder to accept higher risk .

Read more detail on my blog

 
In This Issue
What's new in the Health & Life Insurance World
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What's new in the Health & Life  Insurance World?
  

Health Insuruance News
Have your received your Rebate check yet?

Under the Patient Protection and affordable Care Act (PPACA) an insurance carrier who did not spent 80 % of the premium on medical care must rebate the amount to small business companies and individual policyholders. Most insurance carrier are sending in the next week the rebate check. Read my blog to see how much the insurance carrier will rebate small groups and Individuals. Some of my clients have received checks in the amount of $ 2.00. One might wonder whether the cost of issuing such a check  doesn't cost more than just crediting the account. Please also read my blog concerning how to issue rebate check to employees in small businesses.

Welcome news: after all the rate increases from the major carriers, Cigna has announced  a rate reduction in their health insurance plans, effective this July.Contact me  for a comparison quote, and you will see that Cigna offers very rich plans and competitive rates.
 
I represent all the major insurance carriers, if you know someone who has questions concerning Health, Medicare, LTC & Life Insurance please call me at 310-909-6135 or sent an email to  info@solidhealthinsurance.com 

 

To all the Olympians in you,
 
Enjoy watching the Olympic Games 2012 and remember watching does not burn calories. Start your healthy habit and exercise everyday 30 minutes. You will shed pounds before the games are over! 
   
Olympic Games Remember love, laughter and good times are the best medicine for you.
 
Relax, Love, Laugh and enjoy this Summer.  
Sincerely,
 
Barbara Schmalz  
                                          
  
Solid Insurance Services
310-909-6135 
 
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