Have you reviewed your 2012 Health Insurance Rates yet ?
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During 2011, the average California family spent more than 20 % of their income on health insurance premiums. This is a dramatic increase over previous years. In 2003, the average family's annual premium was $ 9000; but in 2011, it is almost $ 14,000. An analysis by the Commonwealth Fund predicts that by 2020,annual premiums will reach $ 24,000 for a family in California. In the last years health insurance premiums  have outpaced Family Income in every state.
Most of my clients have received their annual health insurance review for 2012, and we are evaluating the possibilities of switching insurance plans to keep their premium stable.
To receive a free 2012 annual health insurance review, please do not hesitate to contact me at info@solidhealthinsurance. com
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| What's new in the Health Care Industry for November ? |
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Anthem Blue Cross announces changes for 2012
Starting December 16th, Anthem Blue Cross will not give 12 months rate guarantees for new applicants. Instead, it will follow Blue Shield, which began in 2011, offering only a 6 months rate guarantee for new applicants. However, Cigna and Aetna still offer a 12 months rate guarantee for 2012. Anthem is also discontinuing its short term health insurance program.
read my blog for further details
UCLA and Blue Shield struggle to continue their contract negotiations
After UCLA discontinued services to Blue Shield HMO policy holders, it now appears that starting 2012, Blue Shield's PPO policyholders may not be able to access UCLA hospitals and physician.Hopefully, Blue Shield and UCLA will be able to renegotiate their contract, as we here in West Los Angeles rely heavily on both service industries. - Read my blog for further details.
A special Holiday gift for Blue Shield policy holders, ( 2% NetProfit)
Blue Shield Individual policyholders will see their December bills credited $ 135 on average, while a family of four will average a $ 420 average credit, reducing their annual insurance cost by 4.5% Read my blog for further explanation There are only 2 more weeks left in Annual Enrollment Period for Medicare ( October 15th - December7th ) With only 2 weeks left, it is time to act now if you want to switch your Medicare Advantage Plan or RX. Contact me at info@solidhealthinsurance.com . |
November is Long Term Care Awareness Month
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| | NBR | Ready for Retirement | Long Term Care |
There are many options in long term care insurance. One of my favorites is a life insurance with a long term care ride. This allows your premium money to be either used for your long term care needs or given as an inheritance to your loved ones. Contact me for more information on Long Term Care Insurance at
info@solidhealthinsurance.com
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get overwhelmed by the stress of preparations, expectations and the fear of family squabbles and disappointments.
