October, 2010  Health Tips for Fall

Barbara headshot

Solid Health Insurance Services

Health, Life & Trust 
Barbara G.Schmalz

310-909-6135

Greetings!
 
 September 23, was an important date in the Health Care Reform roll out. From this day on all new group insurance plans have to abide to the new laws of the Health Care Reform. However, in the individual insurance market consumer can get confused as carriers have chosen different ways to operate and stay within the law. Blue Shield, Kaiser Permanente and Healthnet decided not to implement the rules of the Health Care Reform at this time, but will wait for January 2011. On the other hand, Healthcare reformAnthem and Aetna put their existing plans into "grandfather status"  and submitted "Health Reform compliant plans" to the California Insurance Commissioner. Aetna's  compliant plans are  approved, but Anthem rates are still not approved by the commissioner. As a result, no new business can be quoted for Anthem at this time.
Thinking of switching your insurance? Now it is even more important to talked to me about all the changes. I am constantly keeping up to date with all the changes.

 
In This Issue
What does "grandfathered status" mean?
October is Breast Cancer Awareness Month
Looking for affordable health insurance?  Find a quote by using the :   
Quick Links
 
 
 
 
 
Join our Mailing List!
 
 
 
 
What does "grandfathered status" means ?
Healthcare reform During the health reform debate, President Obama made clear to Americans "if you like your health plan you can keep it."  He emphasized that nothing in the health reform law would force businesses or consumers to change health plans or change their doctor.  The new "grandfather" rule implements the grandfather provisions of the Affordable Care Act designed to allow strong health plans to continue to grow and remain vibrant.  The grandfather rule enables businesses and families to keep their plan while adding important new benefits for all Americans with private insurance. 

October is Breast Cancer  Awareness Month
Life insurance Awareness MonthOctober is Breast Cancer Awareness Month.
One (1)  out of eight (8)   women will develop breast cancer during their life time. Monthly self examination, regular mammography and, if needed, Ultra Sound and MRI are the best ways to discover breast cancer at an early stage. 50 % of women who have developed breast cancer were 61 years and younger.
Are you aware that there are cancer indemnity plans, which cover part of the cost of a yearly mammography and will help you financially, should you ever develop cancer. Aflac has one of the best cancer protection plan in the industry. For more info please call me at 310-909-6135.

Wishing you a wonderful start of Fall and lot's of fun at Halloween.

Labor DayRemember love, laughter and good times are the best medicine for you.
 
Relax, Love, Laugh and enjoy the Beginning of Fall. 

Happy Trick or Treat,
Barbara Schmalz  
                                          
  
Solid Insurance Services
310-909-6135 
 
.
Referral
Fee 
 
 
Referrals are always appreciated!
A gift certificate of $ 20.00 for the company of your choice will be awarded for any referred closed insurance deal. 
Looking for a great real estate broker? Keller Williams
Did you know that my husband is a real estate broker associated with Keller Williams?
Do you know of anyone who wants to move? Are you tired of paying rent, do you know that the prices on the West Side of Los Angeles decreased on average 7 % from last year?  Problems with refinancing?
Do you want to change your career into Real Estate?
Contact  bob_schmalz@wlaregroup.com