May, 2010Newest Health Update

Barbara headshot

Solid Health Insurance solidhealthinsurance logoServices
Health, Life & Trust  

Greetings!
 
Where does your premium money go, when you pay your health insurance? 
MoneyOn average, 87 cents of every dollar you pay towards health insurance, is going to medical care and services such as doctor, hospital visits and medication. The other 10 cents are for administration cost of the healthinsurance and 3 cents are for  actual health insurance profits.
 Anthem has published a very informative brochure about the health care cost trends.
 
How much do you have to exercise?
 
MonikaLast month we gave you over 30 ways to motivate yourself. Now it is time to get serious.
 Recently, I met a veteran personal trainer/ nutrition counselor/ holistic lifestyle coach  Monika Tarkowska-Carter who has been in the fitness industry for 18 years. She will share with you what the latest exercise guidelines are saying. 
 
In This Issue
How much do you have to exercise?
Changes to Medicare Supplements plan effective June 2010
Maternity Insurance in the Individual Market is disappearing in CA
Looking for affordable health insurance?  Find a quote by using the :   
Quick Links
 
 
 
 
 
Join our Mailing List!
 
 
 
 
Changes to Medicare Supplements plan effective June 2010
 
medicare Effective June there will be changes to the Medicare Spplemental Plan.
 * Plans, E,H,I and J will be no longer offered.
 * New Plan M and Plan N are introduced, offering higher cost sharing with lower premiums.
* At home recovery and non Medicare covered preventive care will be removed.
* Hospice care is added to the basic (core) benefits
 
I represent all the major insurance carriers, including the AARP products, if you know someone who is turning 65 years or has questions with their current Medicare plan please call me at 310-909-6135 or sent an email to  info@solidhealthinsurance.com
 
Barbara headshot
Maternity Insurance in the Individual market is disappearing in CA
Barbara headshotThis year the health insurance companies have made it even more difficult to buy maternity coverage. Especially the self employed and women who work for a company that offers no group insurance are affected.
 Kaiser Permanente is the only carrier in CA who offers affordable maternity coverage. Blue Shield and Anthem Blue Cross have reduced the plans and  offering mostly now PPO plans with deductible of $ 5000.- to $ 7500. The other options are their HMO plans but the premium of the HMO plan is higher than any of the PPO Plan on the individual market.
 
Wishing you all a wonderful Memorial weekend.
 
Start the barbeque season!  
Barbara headshotRemember love, laughter and good times are the best medicine for you.
 
Relax, Love, Laugh and enjoy this May.
Sincerely,
 
Barbara Schmalz  
                                          
  
Solid Insurance Services
310-909-6135 
 
.
Referral
Fee 
 
 
Referrals are always appreciated!
A gift certificate of $ 20.00 for the company of your choice will be awarded for any referred closed insurance deal. 
Looking for a great real estate broker? Keller Williams
Did you know that my husband is a real estate broker associated with Keller Williams?
Tired of paying rent, do you know that the  $10,000 CA  Incentive Program is still possible? Problems with refinancing? Contact  bob_schmalz@wlaregroup.com