April, 2010Welcome to Spring

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Health, Life & Trust  

Greetings!
 
Oh, I wish that could be me!
Barbara headshotActually, before kids and my own business I was really fit. Yoga, 36 miles mountain biking. Now I barely find time to walk the dog at night. We all know that exercise is the best stress manager but getting motivated to do it, is a whole another thing.
 
Big Pharma wins big with Health Care Reform
 
Barbara headshotAccordingly to Ramsey Baghdadi, a Washington health policy analyst "Pharma came out better than anyone else" in the health care reform. He projects a $30 billion10-year net gain for the industry. Although the industry has to provide a 50% discount beginning 2011 for medicare holder in the "doughnut hole" (gap in the pharmaceutical coverage), but those price cuts will mean that more elderly people will purchase more drugs. In 2014 approx.32 million uninsured American will have Health Insurance coverage, that means 32 million more customer for Pharma. Also costly brand-name biotech drugs won 12 years of protection against cheaper generic competitiors . 
In This Issue
Big Pharma wins big in Health Care Reform
Helpful Health Care reform overview
April is "Alcohol Awareness Month"
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Helpful Healthcare Reform Overview
 
Barbara headshotThe healthcare reform is now almost one month old. In my last edition I gave a quick overview what the reform will mean for you. Blue Shield has just published  an impressive overview, which I want to share with you. Please don't hesitate to contact me concerning questions about the health care reform. Send an email tot info@solidhealthinsurance.com or visit my booth this Sunday at the Brenwood Fair.
 
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April is  "Alcohol Awareness Month", are you having a problem with alcohol?
Barbara headshot When many people think of alcohol abusers, they picture teenagers sneaking drinks before high school football games or at unsupervised parties. However, alcohol abuse is prevalent within many demographic groups in the United States. People who abuse alcohol can be:
  • College students who binge drink at local bars. 
  • Pregnant women who drink and put their babies at risk for fetal alcohol syndrome.
  • Professionals who drink after a long day of work.
  • Senior citizens who drink out of loneliness.
     Please remember that your drinking habit does not only influence yourself but your family & friends.
     
     
  • After surving the tax season and Spring Break, wishing you a relaxing remainder of the months of April .
    Barbara headshotRemember that April is "Earth day month". So keep up with your recycling and conserving of energy!
     
    Relax, Love, Laugh and enjoy this April.
    Sincerely,
     
    Barbara Schmalz  
                                              
      
    Solid Insurance Services
    310-909-6135 
     
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    Looking for a great real estate broker? Keller Williams
    Did you know that my husband is a real estate broker associated with Keller Williams?
    Tired of paying rent, do you know that the  $ 18,000 CA  First Time Buyer Incentive Program will run out 4/30/10 ? Problems with refinancing? Contact  bob_schmalz@wlaregroup.com