For richer families,families with 2 children making more than $250,000, their Medical payroll tax will increase from 0.9% to 2.35% and they will pay a 3.8% tax on investment income starting 2013. On the regulatory reform, the law bars insures from rescinding coverage to the sick, discriminating based on pre-exisiting conditions and capping lifetime coverage. The Washington Post published a useful interactive tool  to see how the reform will  affect you click on.