Many community banks rely on participation loans as a source of alternative funds for lending. Selling participation loans may enable banks to meet their borrowers' financing needs when loan amounts exceed the bank's lending capacity, whether legal or self-imposed. Buying participation loans can help community banks grow... Read more...

Foreclosing on assets pledged as collateral is usually the last step a bank will take with borrowers who are delinquent in repaying their loans - but it's a step that, unfortunately, must sometimes be taken. Once foreclosure takes place, the lending relationship effectively ceases.. Read more...

While it doesn't always feel like it, the United States has officially been out of recession for three years now. And with economic growth (however slow it has been) has come growing demand for small business loans in many areas of the country. Community banks face the challenge of trying to create a lending package for businesses... Read more...

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