Lord, make me so uncomfortable, that I will do the very thing I fear.  Ruby Dee

Often we don't get ourselves checked out until the pain is unbearable.  With our finances, unfortunately, waiting until the pain comes can mean a catastrophic financial death. 

Replace fear with faith - check your credit report.  Replace fear with faith - tithe.  Replace fear with faith - write your budget.  Claim the victory now . . .  and get back in the comfort zone of life.