Having too little money is NOT the problem.  Facing the people/creditors we owe when don't have enough money and letting go of the things we think we need - now that's the issue at hand.  When you don't have enough, that's your time to TRUST God -- and don't just say  you trust Him, but actually walk out that trust by doing your part, too.  Do you really need it?  Can you talk to them about a plan?  Can you eliminate it all together?    

BELIEVE in God's ability to handle ALL of your problems . . . even your bills, wants and needs - and guess what, if you lose some stuff along the way, trust that He has something bigger, better, and within your means waiting for you.