BLUESTONE FEDERAL CREDIT UNION

FALL 2010
Dear valued member,

Can you believe it's fall already? In just one month we'll be starting to celebrate the holiday season! Luckily, in this issue of The Chisel, we're promoting a couple of great holiday specials to help your pocketbook, plus Credit Union news to keep you in the know!

Remember to contact us anytime to discuss options on how we can help with all your financial needs. We want you to reach all your goals. After all, we work for you!

Sincerely,
Your staff at Bluestone Federal Credit Union
YOU DON'T HAVE TO BUY THEM SOCKS THIS YEAR.
Holiday sock disappointmentWe have options to make your holiday shopping convenient and stress-free.

Visa Gift Cards - Can't find them that perfect gift? Don't worry, we've got you covered. Our Visa Gift Cards can be used anytime, anywhere. You choose the amount, they'll choose the perfect gift. It's that simple.

Holiday Loans - Didn't get to save what you wanted to this year? Don't run up expensive credit cards! Enjoy rates as low as 8.99% APR with a comfortable 12-month term.
Contact us or simply apply online. We'll make sure your holiday season is even jollier!

*APR means Annual Percentage Rate. $3,000 loan maximum. Rates vary according to credit history and may change without notice.
IT'S FREE. IT'S REALLY FREE!
Stop spending money for your current checking account and sign up for our FREE checking today!
Learn about all the benefits you get with our FREE Checking Account here.
ICU DAY LOGO EXPERIENCE THE CREDIT UNION DIFFERENCE.
More than 186 million people worldwide are members of a Credit Union. Join us on Thursday, October 21 as we celebrate International Credit Union Day. Stop by the office to socialize and enjoy cookies and hot cider in celebration of your membership!

Share the Credit Union experience and refer a member today!
Announcements

Holiday Account Distribution
On Monday, November 1, your funds will be transferred to your primary savings account ("A" suffix). Just in time for early-bird holiday shopping!

Important Notice!

Effective November 1, 2010, Bluestone Federal Credit Union will have a new fee schedule. In addition, the Credit Union will implement the Federal Reserve Board Regulation D that limits the number of preauthorized withdrawals and transfers from a Savings or Money Market Account. THIS REGULATION DOES NOT APPLY TO YOUR CHECKING ACCOUNT. Please go to www.bluestonefcu.org for entire details!

Educate U!
Join us and Get to Know Your Credit Union on Thursday, October 14 from Noon-1pm at Blue Cross Blue Shield's Riverpark Glassed Cafeteria. Learn how to use all our free Online Services including, CU Home Branch, Bill Pay, Loan Applications, and more. Don't miss out on this informative session! RSVP today!

Office Closed
Columbus Day - Monday, October 11
Veterans Day - Thursday, November 11
Thanksgiving - Thursday, November 25
Christmas Eve - Friday, December 24 (closing at 2pm)

Bank online 24/7 at CU Home Branch

NCUA / EHL