Balance Massage and Bodywork
In this issue...
Balance Massage Membership
Health Insurance Pays
About HSA's
Yoga. It Does a Body Good
Balance Massage Membership
What exactly is it?
2009 Balance Logo
When you sign up as a massage member you receive a 15% discount on any massage you purchase.  It's as simple as that.

Your monthly charge is equal to the cost of a 60-minute massage at a 15% discount - $76.50. 

At the beginning of the month, when your card is billed, we will call you to book your member appointment so you don't even have to remind yourself.

And - unlike signing up with a gym, where you are billed whether or not you use the facilities - we ensure you get the maximum use out of your membership.  If you cannot book your monthly appointment, we will send you a gift certificate to make up for your missed massage.  You never lose your money.

With your commitment, any additional massages you purchase - whether for yourself or in the form of a gift certificate for someone else - will also be at a 15% discount.  In addition, any special offers we make to the general public are also always available, at an even better discount, to our members.

A Balance Massage Membership is the best and easiest way to make top quality massage and bodywork a regular and affordable part of your health and wellness routine.
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Valentine Special

Valentine's day may be over but its still a sweetheart of a deal
.

There is still some time left to book two massages for only $140 ($130 for Members).

Remember, both massages must be paid for at the same time and completed within the month of February.

Great for yourself and great to share.  With less than two weeks left in the month you should call right away to take advantage of this sweetheart deal!


Whyne and Mutts Art Stroll
Saturday, March 13
3pm-8pm

Albert Park & along the Drive
Edgewater Drive
Orlando, Florida 32804

Walk your dog, taste some wine, get a chair massage, bid in a silent auction, enjoy the art displays and all the Vendors with their unique items. Proceeds from this event will benefit the SPCA.

Click here for more information!
Sunday in the Park
Sunday, March 21
12 pm-5 pm

Dartmouth Park
Orlando, Florida 32804

Sunday in the Park is a signature event for the College Park Neighborhood with food, entertainment and activities for children.

Click here for more information!
Orlando Aids Walk
Saturday, April 24
8 am-10 am

Lake Eola Amphitheater
Orlando, Florida 32801

AIDS Walk Orlando is the second largest annual fundraiser for the Hope and Help Center of Central Florida, Inc. Hope and Help's mission is to save lives by treating and preventing the spread of HIV/AIDS in Central Florida.

Click here for more information!
Find Your Balance Issue # 6
February 2010
Greetings!

2009 Balance LogoSometimes it can feel like a real challenge to fit body wellness into our budgets.  Yet the rejuvenating and energizing effects of good body maintenance provides us with the stamina and fortitude we need to navigate through the additional challenges of daily life.
 
And so the question remains:
How can we maintain good body health on a budget?
 
With this month's newsletter we want to help answer that question.  We have compiled a variety of different options to help you get the most body wellness bang for your buck.

The only question left now:
Which one is right for you?

But we have to leave that answer up to you.

The Balance Staff
 
2009 Balance Logo Getting the Most From
Health Insurance

Many plans offer some coverage for body wellness expenses.

Some of you already know that - if Massage therapy is prescribed as a medically necessary treatment for a diagnosed disorder, or to assist in recovery from an injury - their health insurance, or the appropriate accident insurance will cover at least 80% if not 100% of the cost.
 
However did you also know that many major health group plans and some individual plans also offer coverage for regular massage therapy in the form of reimbursement?  Check your plan's benefits carefully and if you're still not sure call and ask your agency's representative.
 
At Balance we have already begun accepting some forms of insurance.  Once you have determined that your health plan covers massage therapy, contact our office to begin the process necessary to help you receive your full benefits.
 
2009 Balance Logo Use your HSA
Pay for a variety of out of pocket wellness expenses.

What is an HSA?
An HSA, or Health Savings Account, is a "tax advantaged" medical savings account.  Money contributed to the account is not subject to taxes as long as the funds remain in the account and are only spent on eligible medical expenses.
 
Who can have an HSA?
Any adult can contribute to an HSA if they:
  • Have coverage under an HSA-qualified "high deductible health plan" (HDHP)
  • Have no other first-dollar medical coverage (other types of insurance like specific injury insurance or accident, disability, dental care, vision care, or long-term care insurance are permitted).
  • Are not enrolled in Medicare.
  • Cannot be claimed as a dependent on someone else's tax return.
What are HSA Qualified Expenses?
A partial list of HSA qualified expenses can be found in the IRS publication 502 Medical and Dental Expenses.  A more detailed list can be found here.
 
I don't see Massage Therapy on the list.
Is it a qualified HSA expense?

Massage therapy is an allowable HSS expense if you keep a "letter of medical necessity" from your health care provider on file with your personal tax records.  A prescription containing the appropriate information can suffice as a letter of medical necessity.  Ask at our reception desk and we can provide you with the proper prescription form for your doctor to complete.

Sources:
Wikepedia Article on Health Savings Accounts

US Department of the Treasury HSA Information Brochure

Concordia Plan Services

IRS Publication 502

2009 Balance Logo Yoga
Good for your body and your mind.

The benefits from regular yoga practice are immense.  In addition to decreasing stress and increasing flexibility, yoga can also build strength and benefit your posture and your breathing.

Better breathing can improve sports performance and endurance where as better posture can improve day to day living and reduce or even eliminate chronic pain.

If you have never practiced yoga before it's a good idea to take some beginning yoga classes before attempting a home routine.  Just like with all new exercise programs it's important to learn the correct postures to reduce the risk of injury and maximize thr program's benefits.

There are a number of yoga studios to choose from and we encourage you try whichever one feels right for you, and when you find that place, we encourage you to stick with it.

For those of you not sure where or how to start, we recommend the all levels & ages yoga classes taught by Candice Mitchell at the Marks Street Senior Center at the corner of Marks Street and Magnolia Avenue in Downtown Orlando.  The 75-minute classes cost only $7 and are offered Mondays and Thursdays at 5:45pm, Tuesdays and Thursdays at 9:15 am and Saturdays at 10:45 am.  There is no plan or membership, you simply pay per class.  And the Senior Center has yoga mats, blankets and other accessories available for use so you don't even have to buy new equipment!.

For more information about Candice visit her website, here.
 
Buy 5 get 1 Free!
Gift certificates galore!
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When you buy 5 gift certificates at any one value, we will give you a 6th one of the same value absolutely free!