Good Morning!
We've put together some of the most recent important news in the insurance industry.
Please give us a call or send us an email if you have any questions or concerns about the information enclosed in this newsletter.
We look forward to being an advocate for you in the insurance world.
Have a happy and healthy day!
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Eyes are the windows to your soul...
and your health
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Eyes and Overall Health
They say your eyes are the windows to the soul. They are also the windows to your health because they allow your eye doctor to see what's going on inside you.
Did you know your eyes are the only part of your body where eye doctors can look directly at internal, functioning blood vessels? These offer clues and warnings of serious diseases such as high blood pressure, heart disease, stroke, multiple sclerosis (MS), diabetes, and even some types of cancer.
A comprehensive eye exam can serve as an early detector of serious health problems before other symptoms occur.
find out this information and read more at:
http://thinkaboutyoureyes.com/
 | Can regular eye exams really help keep me healthier overall? |
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Vision Insurance
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What is Vision Insurance?
Vision insurance is a type of health insurance that entitles you to specific eye care benefits defined in the policy.
Vision insurance policies typically cover routine eye exams and other procedures, and provide specified dollar amounts or discounts for the purchase of eyeglasses and contact lenses. Some vision insurance policies also offer discounts on refractive surgery, such as LASIK and PRK.
Potentially high costs of routine eye examinations and prescription eyewear can be of real concern, especially for large families. You might be able to defray at least some of these costs by looking into acquiring vision insurance for yourself or better understanding the plan your company already provides.
Vision insurance only supplements regular health insurance. Regular health insurance plans protect you against financial loss due to unexpected eye injury or disease.
Vision insurance, on the other hand, is a wellness benefit designed to reduce your costs for routine, preventive eye care such as eye exams, eyewear and other services.
And Check out the below links with more information about vision insurance:
Consumers Guide to Vision Insurance
Vision insurance coverage is available for individuals and groups. We can quote individuals, families, and company group plans with multiple carriers. Contact us to find out more about the plans and prices available. |
Short Term Medical Coverage
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About Short-Term Medical Insurance
from
OverviewShort-term health insurance, also known as temporary insurance, is medical insurance that offers coverage for a short period of time. A short-term insurance plan typically lasts six months or less, according to John Williams, a member of the National Association of Health Underwriters and vice president of Employees Benefits Group, Inc., an insurance brokerage and consulting firm in Bethesda, Maryland. PurposeShort-term health insurance is a way to make sure you don't go without coverage due to temporary situations that leave you without insurance. This type of health insurance may be appropriate for newly hired employees waiting for employee-sponsored insurance to kick in, temp or seasonal workers, people on strike, military discharged personnel, early retirees and people experiencing other life changes causing a gap in health insurance coverage, says Williams. As of 2010, the COBRA law allows employers to extend coverage after a worker leaves the job, but short-term insurance may be less expensive, according to Assurant Health. FeaturesShort-term health insurance covers basic expenses that may be incurred during a serious illness, accident or medical emergency. Expect the policy to include office visits, laboratory tests, ambulance charges, hospitalization and prescription drugs, says Williams. You can go the physician or facility of your choice. Short-term insurance plans are not renewable, but you may be able to apply for another temporary plan if there have been no significant changes in your health status, according to Assurant Health. Don't expect coverage beyond a year, however, cautions Williams. Click here to read the full article from LIVESTRONG.com |
Short Term Medical Quotes
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Wellness Tip of the Month
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Brought to you from Alicea Glover at:
Goodbye Old Friend: The Retirement of the Food Pyramid As you may have heard by now, the Food Pyramid has been retired. The new icon for healthy eating is a plate-about half the plate should be fruits and vegetables, about 25% whole grains, and the remaining 25% lean protein. We too have been using a similar plate icon for years, and find it to be a great tool when considering what to make for dinner each night, or how to make your plate when dinning at a buffet. Just remember the MyPlate image and make your plate match MyPlate. With that said, there are a few other rules you should be mindful of. When it comes to fruits and vegetables, make sure you are eating a wide variety. Foods that are different colors benefit your body in different ways so shoot for incorporating at least five differently colored fruits and vegetables into your diet a day. Also, try to stir away from high sodium foods such as pre-packaged soups, frozen and even dine-in restaurant meals. You may be wondering where sugar fits into this new image. Well, there are certain items that are not featured as main food groups but that are certainly okay to consume in moderation. Some sugar and some fat is good for you, just remember that you should try to cut down as much as you can because more than likely, the foods you are eating probably already contain enough of both of these without needing to add more to your diet. Some ways to help you cut down are to cook with less oil by lightly spraying your cooking pan instead of dredging it in oil. To cut back on sugar, simply avoid sugary drinks and leave the dessert for special occasions.
Visit www.H3Daily.com for health and fitness tips, free workout routines, healthy recipes and more!
Alicea Glover is responsible for H3 Direct, a corporate wellness program, facilitated by Hilton Head Health (H3), designed to take the inspiration of H3's Healthy Lifestyle™ program, delivered to your door. It's not too late to begin a program for your company in 2011 - call 785-3919 for information about how you can invest in your employees' health in the New Year for less than a quarter a day!
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Recipe of the Month
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Brought to you from Alicea Glover and:
If you're looking for something refreshing and fun to help you cool off from these warm island days, try this Strawberry Mockarita or this H3 Guest favorite that you can whip up in minutes, Chocolate Kahlua Mousse.
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Chocolate Kahlua Mousse
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If you enjoy the Chocolate Kahlua Mousse, you should also try our Peanut Butter Mousse and Strawberry Mousse.
Visit www.H3Daily.com for health and fitness tips, free workout routines, healthy recipes and more! |
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