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Alpha e-News Update
November 2011 |
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The Alpha Group Agency
4200 Rockside Road, Suite 300
Independence, Ohio 44131
216-520-3300 |
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Health Reform's Long-Term Care Program Unworkable
In a letter to Congress on October 14, 2011, the U.S. Department of Health and Human Services (HHS) announced that the 2010 health care reform law's long-term care provisions will not be implemented.
The Community Living Assistance Services and Supports (CLASS) Act program, part of the Patient Protection and Affordable Care Act, was intended to provide a basic lifetime benefit of at least $50 a day in the event of illness or disability. The program planned to be a national voluntary, self-funded program but was financially unsustainable without major government subsidies.
Kathleen Sebelius, the Secretary of Health and Human Services (HHS), told Congressional leaders, "I do not see a viable path forward for...implementation at this time."
"The challenge that CLASS was created to address is not going away," added Sebelius. "By 2020, we know that an estimated 15 million Americans will need some kind of long-term care and fewer than 3 percent have a long-term care policy."
Republicans charged that the program's unraveling was the first step in dismantling the entire health care reform law, while Democrats contended that the CLASS Act stood apart from the rest of the health care overhaul. |
Disability Income Insurance for Business Owners
One of your greatest assets is the ability to earn an income. If you were to lose that ability due to a disabling accident or illness, how would you pay your bills, send your kids to college, and save for retirement?
A disability can create substantial economic hardship for individuals and their families. As a business owner, both your personal finances and your business could be at risk.
keep reading... |
Gen Y: Employers Get Low Marks for Benefits Communications  Generation Y is taking over the world and the workplace-and employers who want to attract, engage and retain this huge workforce need to understand its preferences and communication styles, especially when it comes to workplace benefits. more... |
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From the Alpha Wellness Team
A Flu Season Refresher Course

Flu season is here. While you may not be able to avoid germs, you can stay healthy this season by following these tips to keep pesky cold and flu viruses and infection-causing bacteria at bay:
- Wash your hands frequently, especially after you cough, sneeze, before you eat or when you get home from public places like movie theaters, grocery stores or malls
- Disinfect the surfaces that get a lot of use (e.g., kids' toys, remote controls, keyboards, sinks, toilets, kitchen counter, door knobs, etc.)
- Don't share spoons or other kitchen utensils to taste foods or double dip your crackers or chips in a bowl of community salsa
- Stay home from work, school, sports practices or parties if you feel sick or have a fever
For more information you can visit the CDC's website. |
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Pumpkin Mousse
Prep Time: 15 min
Total Time: 1 hour 15 min
Makes: 12 servings, ½ cup each
Ingredients
3 cups cold fat-free milk
2 pkg. (1.5 oz. each) JELLO-O Vanilla Flavor Fat Free Sugar Free Instant Pudding
1 can (15oz.) pumpkin
1 tsp. pumpkin pie spice
1 cup thawed COOL WHIP LITE or COOL WHIP Sugar Free Whipped Topping
Directions
Beat milk and pudding mix in medium bowl with whisk 2 minutes. Blend in pumpkin and spice. Stir in COOL WHIP.
Refrigerate 1 hour.
For a simple, but elegant, presentation, spoon pudding mixture evenly into 12 wine glasses or other stemmed glasses before chilling.
Download recipe
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The Alpha Group Agency
Alpha Benefits, Inc. / Alpha Financial Services, Inc. / Alpha Property & Casualty, Inc. / AlphaHR, LLC.
Your partner for stability, security & growth. |
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