Source Brokerage Inc - News & Updates  
November 2011 
 
 
 Twitter

Quick Links  


November

Spotlight  

Business Planning
Strategies
using
Life insurance
 

 

Join us on Thursday, Nov. 17th at 11 a.m. EST for a short webinar overview.

 

  Click here to register  

 

NACOLAH

Core Carriers

American Equity
Assurity Life
AXA Equitable
AVIVA
Genworth Life & Annuity
Great American 
 Illinois Mutual
Lincoln National
MetLife
Mutual of Omaha
North American
Protective Life
Principal Financial
Prudential
Standard Insurance
Symetra
Transamerica
Union Central 
United of Omaha 

LTC, Group & Life Settlement Support

Not familiar with the LTC, group or Life Settlement markets?  We can partner you up with the experts.  Give Jeff a call at ext. 225.

Greetings!

 

Get your foot-in-the-door with prospective clients using our Children's Whole Life policy.  See our Sales Tip below.

Life Plans

No exams, No labs!  Are you familiar with Transamerica's non-med limits?TransPyramid
  • Up to $75K, up to age 60
  • Up to $50K, up to age 70
  • Available for term and UL plans
  • Both term and UL will go as low as $25K

 Transamerica also has some other outstanding niches:

  • Their individual and survivorship UL plans feature a guaranteed return of premium feature.
  • Their term and UL plans feature the acclaimed Income Protection Option which can lower annual premiums dramatically
  • Transamerica's TOP program allows for add'l coverage to be issued non-medically if your client has been approved 
    Standard or better with any other company within the past five years and their health has not changed.  (Must have been fully underwritten.)  Add'l coverage available up to $1 million.

Request a quote online, call Julie at ext. 233 for term quotes, or Jeff at ext. 225 for UL quotes and impaired risk quotes  


Annuities 
binocs
Check out this easy-to-understand indexed annuity: 

  • 100% participation rate
  • 4% annual point-to-point cap with a 3.5% bailout cap
  • Guaranteed Return of Premium at any time
  • 6.5% commission up to age 75 (lower for ages 76 - 85)
  • Critically acclaimed lifetime income rider available with easy-to-understand 10% roll-up feature
  • A (Excellent) rated carrier

Call Jeff at ext. 225 or Julie at ext. 233 with questions.  Also, click here for today's best MYGA rates

Disability Income 

Standard Insurance Company announces guaranteed issue for eligible physician groups:Steve
  • Groups of at least 25 physicians
  • Employer-paid with 100% participation
  • Up to $10K per month - salary, bonus and incentive income included
  • Since coverage is provided to all applicants, physicians obtain coverage they may not be able to find on their own
  • Substantially reduced premiums at rates otherwise not available

 

Contact Steve Crowe at ext. 222, Ellen Crowe at ext. 223 or Brian Hettmansberger at ext. 230 for quotes, tools and sales strategies.  Please also try our online quote request tool.
SalesTipSales Tip - Referrals 


Sometimes it's hard to get a prospect to agree to meet with you.  They can't find the time, they haven't compiled all of their information, etc.

You need an easy, fast way to get your foot in the door.  You can do that with Children's Whole Life.  Most of your prospects either have children or grandchildren.
  • Issue ages 14 days - 25 yearsSuccess
  • Perfect for grandparents to buy & gift to them years later
  • Whole Life coverage with guaranteed premiums, death benefits & cash values
  • Four guaranteed future purchase options at ages 30, 33, 36 and 39 
  • From a well known A+(Superior) carrier

Insuring a prospect's new child or grandchild solves an 'urgent' need.  And, once you've delivered on the child it will be easier to get them to talk about themselves.   Do a little fact finding.  Find out which of your prospects have relatively new kids or grandkids and reach out to them.

Thank you for your time and your business!
Jeff DarnellTwitter
Source Brokerage, Inc.
P O Box 26580
Indianapolis, IN 46226
800.543.7167 ext. 225
317.803-3370 fax