Annuities
Since 1909 | "Three Times Guarantee" in LTC benefits are available with United of Omaha's Living Care Annuity:
- Combines a fixed annuity with LTC benefits
- LTC benefits can be accessed in year three
- Pays up to three times the annuity value for long-term care benefits... guaranteed!
- 10% withdrawals also available in year two
- Guaranteed 3% minimum interest rate
- 7% commission ages 0 - 75, 5% commission ages 76 - 79
- A+(Superior) rated with A.M.Best and a 96% Comdex Index
Annuity rates are higher than CD's and have advantages that CD's do not. The following are some of today's best multi-year guarantee rates (MYGAs): - 3 yr rates as high as 2.50%
- 5 yr rates as high as 3.65%
- 7 yr rates as high as 3.85%
Contact Adam Frechette at ext. 230 for answers to all of your annuity questions and sales support. Please also try our online quote request tool. |
Disability Income
Join us for our 30 minute webinar on Guaranteed Standard Issue. See the registration instructions in the lefthand sidebar. <---
Dentists (3P) and 3A occupations earning $100K or more are now eligible for $15K max issue from Standard Insurance. Participation limits for dentists and other 3P occupations have increased to $20K. Participation limits for 3A occupations have increased to $25K. Other news: - New business owners can now qualify for $15K of BOE
- Clients can now exercise one off-anniversary purchase options; call for details
- Some occupation classes have been upgraded to higher classifications. These include physical and occupational therapists, engineers, scientists, opthamologists and admins
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Sales Tip 
Our most successful associates work exclusively with business owners and are educated on the issues facing this clientele. And, this clientele responds in kind by providing great referrals.
Do you need a new pool of prospects and clients? First, get a list of business owners in your area. You can do this through various vendors, including www.infousa.com. Then, we can provide you with a complete prospecting kit for business owners that includes:
- Pre-approach prospecting letters
- Business Fact Finders
- A presentation on key financial strategies for businesses
- Education material for you that compares the types of business entities and insurance strategies for small business owners
- PowerPoint presentations and training
To quote Tony Robbins, "The meeting of preparation with opportunity generates the offspring we call luck."
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