Greetings! 
 
 Take 80 percent off $25 gift cards, certificates and dinner of the month club memberships from Restaurant.com with Consumer United's special code GOBBLE through Thursday, Nov. 25  here.  
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Safety Advice For Online Holiday Shopping  
  
As the much-hyped Cyber Monday approaches, a recent poll suggests that  Americans are growing wary of shopping online because of safety  concerns. According to a survey conducted by the National Cyber Security Alliance (NCSA), approximately 64 percent of respondents say they have not made an online purchase from a specific Web site because of safety concerns. Learn more here.
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 Stay In The Black During Black Friday
  
 The folks over at CouponShack.com, a coupon savings site similar to  Tgiblackfriday.com and FatWallet.com,  offer a few tips to help  consumers make the most out of the upcoming Black Friday shopping  weekend. "The best        advice I have for consumers this  holiday season is the early bird        catches the worm so plan ahead  on your holiday shopping," says Sok Verdery, CEO of CouponShack.com. Click  here for the lowdown.
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How To Make The Fireplace More Efficient  
  
Don't want to freeze your buns off this winter but want to save money? You may want to look into buying a high efficiency wood  stove, fireplace or fireplace insert. In fact, U.S. homeowners  can get a 30 percent tax credit of up to $1,500 for purchasing a  qualifying heating systems, which also includes pellet stoves and  inserts, before Dec. 31, 2010. Read more here.
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 Visit The Big Screen Without The Big Price
  
 With Thanksgiving approaching, holiday movie season is in high gear and  many flock to the local cinema to recover from that Tryptophan-induced  coma and catch the latest Oscar contender or big-screen bio-pic. But is it affordable? With  the average adult ticket costing around $10, folks shell out major cash  for a family night out. However, you can catch a flick on the big  screen without the big price. Learn more here.
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 Inside Consumer United :: Krishna R.
  
 Since January 2010, Krishna Ramachandran has been working hard as a  Consumer United advocate in our insurance division.  Born and raised in  Hamilton, NJ, Ramachandran graduated from the University of Richmond in  2008 with a degree in Leadership Studies. Ramachandran  began his journey at Consumer United in our New Jersey insurance  department, helping consumers in his home state to save money on their  auto insurance.   Learn more here.
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