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Open An Online Bank Account To Save
Show me the money? For many frugal-minded consumers, it's as simple as opening up a a new bank account. The
average brick-and-mortar bank boasts minimal annual percentage yield
(APY) compared to the slew of online banks boasting much higher
returns. For example, the online Ally Bank earns 1.25 percent APY
compared to Bank of America's .05 percent. Our advice? Open an online savings account. Read more here.
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Protect Yourself From Phony Debt Collectors
Is your phone ringing off the hook with a so-called debt collector contacting you about a debt you don't owe? It
may be a case of mistaken identity or an honest mistake. But, there's a
new wave of fraud is impacting those still struggling in this
post-recession economy. Scammers are calling unsuspecting people and
falsely claiming that they have defaulted on payday loans and are in danger of being arrested. Learn more here.
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Tips To Improve Your Credit Score
Bad credit can hurt your chances of getting a decent mortgage or car
loan, so it's important to maintain a top-notch credit score. The
good news? In recent months, households have seen a reduction in credit
card debt which is a strong indicator that consumers are saving more,
buying less and managing their finances more responsibly. These
days, lenders typically demand 740 scores for a mortgage or auto loan.
Does your credit score measure up? Don't fret. Follow these four basic
rules to improve your score. Read more here.
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Ways To Do Halloween On The Cheap
Halloween is lurking around the corner and the costs associated with
the tricks and treats of the season can be a pocketbook horror show. Shelling out hundreds of dollars on candy, costumes, decoration and accessories? Now, that's scary. Here are a few tips to save on fright night. Click here for the lowdown.
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Inside Consumer United :: Federico Creatini
Federico
Creatini began at Consumer United last December, working full time as a
Consumer United Advocate. He loves to save Consumer United members
money on basic services, especially when it comes to insurance-related
products. Since Creatini's arrival, Consumer United has expanded
its reach throughout the Northeast including New York, New Jersey and
Connecticut and hired more people. Learn more here.
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