Consumer United Advocate

Consumer United, 186 South St. Boston, MA · 617-482-4700 ·  www.consumerunited.com

In This Issue
Phone Fraud
Credit Score
Trick Or Treat?
MAGAZINE SAVINGS
Magazine Savings
Looking to save on a magazine subscription? Take an additional 15 percent off at Best Deal Magazines by using promo code PXCJ103 here.

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Open An Online Bank Account To SaveOnline Banking
Show me the money? For many frugal-minded consumers, it's as simple as opening up a a new bank account. The average brick-and-mortar bank boasts minimal annual percentage yield (APY) compared to the slew of online banks boasting much higher returns. For example, the online Ally Bank earns 1.25 percent APY compared to Bank of America's .05 percent. Our advice? Open an online savings account. Read more here.
Protect Yourself From Phony Debt Collectors
Phone FraudIs your phone ringing off the hook with a so-called debt collector contacting you about a debt you don't owe? It may be a case of mistaken identity or an honest mistake. But, there's a new wave of fraud is impacting those still struggling in this post-recession economy. Scammers are calling unsuspecting people and falsely claiming that they have defaulted on payday loans and are in danger of being arrested. Learn more here.
Tips To Improve Your Credit ScoreCredit Score
Bad credit can hurt your chances of getting a decent mortgage or car loan, so it's important to maintain a top-notch credit score. The good news? In recent months, households have seen a reduction in credit card debt which is a strong indicator that consumers are saving more, buying less and managing their finances more responsibly. These days, lenders typically demand 740 scores for a mortgage or auto loan. Does your credit score measure up? Don't fret. Follow these four basic rules to improve your score. Read more here.
Ways To Do Halloween On The Cheap
Halloween TipsHalloween is lurking around the corner and the costs associated with the tricks and treats of the season can be a pocketbook horror show. Shelling out hundreds of dollars on candy, costumes, decoration and accessories? Now, that's scary. Here are a few tips to save on fright night. Click here for the lowdown.
Inside Consumer United :: Federico Creatini
Inside Consumer UnitedFederico Creatini began at Consumer United last December, working full time as a Consumer United Advocate. He loves to save Consumer United members money on basic services, especially when it comes to insurance-related products. Since Creatini's arrival, Consumer United has expanded its reach throughout the Northeast including New York, New Jersey and Connecticut and hired more people. Learn more here.
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