Consumer United Advocate

Consumer United, 181 South St. Boston, MA · 617-482-4700 ·  www.consumerunited.com

In This Issue
Naughty Or Nice?
Costly Returns
Holiday Lights
SAVINGS GAME
Santa Savings Game
Are you on Santa's naughty or nice list when it comes to energy efficiency? See how much you can save by taking the following steps from Santa.
RESTAURANT.COM
Restaurant.com
Free shipping on new gift Restaurant.com gift card orders of $40+ shipped in time for Christmas now available through Dec. 21 here.
Join Our Mailing List
Greetings!

Welcome to our bi-weekly newsletter. Happy holidays from Consumer United. Does the idea of high energy prices this winter make you feel anything but jolly? save up to $175 on home heating oil here through Consumer United when signing up for MassEnergy. Now, let's get started.
Consumers Shelling Out Cash For Holidays
Candy CaneThis holiday season, more consumers are paying with cold-hard cash. According to the National Retail Federation, 25 percent of consumers will pay using cash for holiday gifts. Last year, cash purchases were 9.1 percent lower. 42.5 percent of consumers will use their debit cards rather than their credit cards, a 2.5 percent spike compared to last year. Click here for the lowdown.
Retailers Charging For Holiday Returns
Holiday Gift BoxAlready planning to take back that unwanted present? Think again. Retailers are charging hefty fees on holiday returns. It's becoming commonplace for retailers to charge fees for returned products, reports a state survey. Even if the product isn't damaged, a consumer can look forward to paying a "restock fee" from 10 to 60 percent if the package is opened. Click here for more information.
Survey Finds Cell Service Less Than Stellar
Cellphone SurveyA survey conducted by Consumer Reports for its January 2010 issue finds that despite "smarter phones," more flexible plans and faster wireless networks, cellphone service continues to be among the lower-rated of all the services the watchdog group evaluates. Responses from more than 50,000 readers based in 26 U.S. cities showed that two-thirds of respondents had at least one major complaint with one in five readers citing high prices as their top concern. Learn more here.
Gift Ideas Promoting Financial Success
Savings 101It's easy to blow a budget ... and many already have. However, one can send a message by giving a gift gift with a personal finance focus. The ultimate holiday season lesson? It's important to understand personal finances... at any age. We've compiled a list of gifts that are pro-active in understanding personal finance and suitable for kids from one to 92.Read more here.
LED-Fueled Holiday Lights Go Green
Holiday Lights As more and more consumers are becoming familiar with the benefits of using LED bulbs, manufacturers are offering an increased selection of energy efficient holiday lights. Not only are they better for the environment, LED bulbs cost far less to operate than traditional holiday lights. Even though the purchase price of LED holiday lights may be higher in some instances, they last five to 10 times longer than incandescent bulbs. Read more here.
Save
 25%
Still on the prowl for a last-minute gift? Save 25 percent on a rotating list of merchant gift cards here. GiftCards.com boasts the world's largest discounted merchant gift card inventory. Great discounts and a huge number of merchants to select from GiftCards.com.
GiftCards.com