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Penny Pinching Is The Post-Recession Norm
Will pre-recession consumer spending ever return? The answer seems to be "no." Researchers
suggest that frugality is the new norm. Even after the recession is
over, consumers will be pinching their pennies for awhile. The research firm AlixPartners conducted a study and reports Americans will
spend at about 86 percent of their pre-recession level once a new
normal is in place. This means consumers will turn into their own handymen, continue to
bring a bagged lunch to work and re-set their priorities in order to
keep the family budget on track. Read more here. |
How To Maintain A Top-Notch Credit Score
Bad credit can hurt your chances of getting a decent mortgage or car
loan, so we've decided to lay down the basics on getting and
maintaining a top-notch credit score. What is an
ideal credit score? A good credit score is 750, that's 100 points
higher than last year's positive credit score. If your credit score
isn't this high, it's time to follow these four basic rules. And stick
to them! You credit score will only grow. Click here for more information. |
Top 10 List Of Consumer Complaints
What has Americans really fuming? According to the annual
non-scientific poll conducted by the National Association of Attorneys
General (NAAG), credit cards and predatory lending/mortgages topped the
national top 10 list of consumer complaints. "With the recession
and increased foreclosure rates, consumers need to be on high alert,"
says Hawaii Attorney General Mark Bennett, who co-chairs the NAAG
Consumer Protection Committee. Click here for the lowdown.
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