Greetings!
Welcome to our bi-weekly newsletter. Stuff Magazine highlighted Consumer United in its "Hot 100" list, adding that our group "helps shoppers band together to negotiate better deals on everything from utilities to health insurance." Learn more here. Now, let's get started. |
|
Mortgage Lenders Offering Green For Green
 A new trend in banking is allowing some borrowers to cut down on the
cost of financing their loans to make environmentally friendly upgrades. Some banks and government-sponsored programs offer credits on closing
costs or reduced interest rates if the money is going to be used to
increase a home's energy efficiency.
The combined factors of relatively low energy prices and reluctance to
spend during the downturn have decreased demand for products related to energy efficiency and home renovations. Read more here. |
|
Credit Card Legislation Helps Consumers
 Consumers can expect some positive changes when it comes to their
credit cards. The first phase of the legislation requires that credit card companies give 45 days notice, up from the 15 days notice that were previously required in advance of a rate change. Companies
must also mail bills 21 days ahead of time, instead of the current
14 days, to give consumers more time to make payments. However, the minimum payments required each month can increase at the discretion of the credit card company. Click here for more information. |
|
Savings Tips To Cut College Costs
 College
students have decreased their spending, due to tighter incomes and
reduced student aid. However, many are still asking for financial aid
for lifestyle expenses such as "interview preparation materials,"
according to a recent article. Now is the time to prioritize your spending, and think about the debt
load you'll have in a few years. We've compiled some ways to save money
now so you won't have to pay more later. Click here for the lowdown.
|
