Les Communique

September 6, 2008
 
Connecting Our Community

 

in this issue
:: Financial Advisors: Is Yours AWOL?
:: Tip of the Week
:: A Loss to the Community
:: Lower Body Mat Stretching
:: Be An Informed Voter
:: Be Good to Mother Earth
:: Can You Help?
:: Update Your First Aid Kit
:: What is Slow Food?
:: Running Slows Effects of Aging
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Greetings!
 
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Hello!  Hope this edition of Les Communique finds you all happy and healthy.  Happy of course, is really a state of mind that we all can control.  Although it is a simple concept, as we know, it is sometimes much easier said than done.  Healthy though, takes some real work, but when all is said and done, is the most important attribute to have.  After all, if we don't have our health, we can't enjoy anything else.  Of course, part of being healthy is to keep it all in perspective, as I was reminded by an elderly man just yesterday.  My partner and I were out running and we passed him as he was leisurely strolling along.  He asked us how we were and I said, "Fine; but much better when we finish the run".  He said:  "Well, you could just stop now."  And you know what?  He was right!  We didn't stop, but it did remind us that it was okay if we wanted to.
 
So, as the weather starts to cool off and the leaves start to change colors, remember to be good to yourself and take care of what's important (including our beautiful Mother Earth).  Enjoy.
 
Take Care, Linda
Financial Advisors:  Is Yours AWOL? money
reprinted from The Week, September 5, 2008 
 
Financial advisors' phones started ringing off the hook around July, said Dave Carpenter in the Associated Press.  That's when clients opened their quarterly investment statements and got a real gimpse of how big a bite the bear market had taken out of their holdings.  "For many clients who had relied on advisors to steer them through a turbulent market, steep drops in the value of their portfolios from as recently as a month earlier" came as a shock.  When a stock market struggles, many investors naturally question the wisdom of their advisors' advice.  Unfortunately, "there's no simple litmus test" to tell if you're being led astray.  There are, however, a few warning signs.  First and foremost, does the advisor return your calls?  A bad advisor will give you the run around.  A good one will reiterate the plan for your porfolio, both for the short and long term.
 
Too many advisors fail to educate their clients in advance about how to handle an unruly market, said Jonathan Burton in MarketWatch.com.  "When your money is at stake, you're entitled to realistic expectations about how a down market can affect your finances."  If your advisor clams up when you ask questions about a bear market - or about anything else - start looking elsewhere.  "Advisors should be communicating at least monthly with mass e-mails," says Jack Waymire, founder of the Paladin Registry, which helps individual investors find financial advice.  Of course, listening to your concerns is different than agreeing with them, and the last thing you want is an advisor who gives in to your "emotional impulses" or who makes "hasty trades" in an effort to appease you.
 
Indeed, one of the key things clients pay advisors for is discipline, said Chuck Jaffe in WallStreetJournal.com.  You want an advisor who can devise a financial plan that suits you, manage that plan, and "see it through during even the darkest market periods,"  when you yourself may have despaired.  While the plan can evolve to account for changes in the market or your own situation, be wary of any advisor who takes a drastically different tack for the sake of propping up immediate returns.  That will cost you in the long run.
 
Need a financial advisor who will get you through the tough times and keep you on course over the long haul?  Check out Carol Feathers with Commonwealth Financial Network at CarolFeathers.com.

What's Happening in Your Neck of the Woods?

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Tip of the Week
How to stay healthy while flying
 
flying dog
 
reprinted from The Week, Sep 5, 2008
  
- Schedule some tea time.  Begin drinking "20 ounces of black tea daily" a week before your trip.  According to the National Academy of Sciences, it "causes the body to secrete two to four times more interferon," strengthening the immune system.
- Eat and drink properly.  "Hydration is key", as is figuring out the "right preflight meal."  Before flying, "eat a protein-packed meal," such as a burger, to avoid nausea.  Drink "64 to 80 ounces of water" per day.  "Limit alcohol, caffeine , and other diuretics," and avoid in-flight coffee and tea, which are usually made with a jet's tank water.
- Talk to your doc.  An airplane's reduced air pressure and lower oxygen levels can result in headaches, nausea, and dizziness.  Before departing, consider asking your physician for acetazolamide, a drug that helps your body metabolize more oxygen .  Taking "250 milligrams twice a day after traveling can relieve those symptoms. 
Special Deal from the Mautner Project
Discounts at Kimpton Hotels
 
mautner2
Especially for Mautner supporters! Get 10% off the best available rate  by using the rate code "MUT," and Kimpton will donate $10 per room per night to the Mautner Project! Check out their beautiful boutique hotels  across the country here.
Websites of the Week
Sites for Consumers with a Conscience
 
QCollection.com has an "expansive line of Forest Stewardship Council - certified furniture, safely dyed textiles," and other home accessories.
 
OrganicCottonPlus.com, a company based in rural West Texas, has "insanely affordable organic denim and chambray."  The site also offers twills, knits, flannels, and woven terry.
 
ModGreenPod.com aims to take organic fabric from hippie to hip.  This family operation offers eight collections of organic cotton.  Many whimsical prints are also available as "vinyl-free wallpaper."
 
HarmonyArt.com provides "delightful" certified organic prints from a "fair-trade-oriented wholesale" designer.  The site also explains how to care for and work with such fabrics.
 
BetterWorldShopper.com "grades more than 1,000 of the world's largest companies' products" based on such matters as human rights and social justice.  Its report card - a compact booklet with "its A (best) to F (worst) grades" - will cost you $10.
 
CoopAmerica.org is "an online directory of nearly 3,000 green businesses."  Companies pay to join but must be approved by the site's committee, which examines "the way they source, manufacture, and market their products."
 
CorporateCritic.org ranks "more than 50,000 companies' social responsibility" on a 15-point scale.  Criteria range from "how the firms treat the environment and their employees" to whether they incorporate eco-friendly materials and Fairtrade-certified products.
 
source:  The Week
Post Your Biz Card Here
 
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Lower Body Mat Stretching Routine
Lie Down and Stretch Out
reprinted from SparkPeople 

Tired after your hard workouts? This video will help you stretch your lower body without any equipment. Coach Nicole will take you through one short set of 4 different stretches that target your thighs (quads, hamstrings, inner thighs) and glutes. You can perform these stretches lying on the floor--just make sure your muscles are warmed up first!

Watch the Video
Want to more effectively market your business? 
SCORE ExpertANSWERS Alert from SCORE.org.  The pointers below come from SCORE mentor Simms Jenkins.  Since establishing Brightwave Marketing in 2002, Simms Jenkins has become one of the leading experts in the fast-growing email marketing industry. His new book, The Truth About Email Marketing, will be published by Pearson Education in August 2008. Here, he discusses some of the ways email marketing can benefit small businesses.


Q: How widely used is email marketing today?
- Email has achieved almost universal penetration. Studies show that 97 percent of consumers use email. And where consumers are, marketers want to be. Last year, 82 percent of marketers planned to use some form of email marketing.


Q: Why should a small business consider an email marketing program, if it doesn't have one already?
- Email is one of the most cost-effective ways to communicate with customers and prospects about your products and services. It's a "great equalizer" for small businesses because they can build a relationship with them as easily as a Fortune 500 firm can. Then there's the fact that email marketing can generate an ROI of more than $48 for every dollar invested.


Q: Everyone receives dozens of emails during the day. How can a small business prevent its communications from being lost in the clutter?
- You need to pay attention to your FROM and SUBJECT lines so that customers will immediately recognize what the email is. Not enough people put much thought into them, but they definitely affect whether the email will be read.


Q: Aside from having the customer's permission to send them the email, what are the most important elements of the message itself?
- Relevancy is essential. Customers have certain expectations when they sign up. If you veer off into other areas, you're not delivering what you promised. And, you need to make your point early. Emails are scanned, not read. You have to catch the reader's eye almost immediately; otherwise, the message will be deleted.


Q: How do you deal with obstacles such as spam filters and stringent email blocking settings?
- This is a big challenge, as nearly 60 percent of online customers routinely block images. The key is to code and format the email so that your brand and call to action get across, even if other elements are blocked. Not all small businesses have the resources or expertise to do this, which is why it's helpful to partner with a consultant.


Q: What metrics are most helpful in evaluating an email campaign?
- There are several-click-through rate, delivery, revenue, and so forth. But you should choose metrics that directly relate to your business goals. For example, tracking the number of people who open your email is a good index. But if nobody is clicking the links or buying your product, it's really not helpful.


Q: As an industry leader, what future email marketing trends are you watching?
- Text messaging and the use of mobile devices are very strong because they complement nicely with email marketing, especially among young people. They will increasingly use their cellphones as a one-stop platform for communication as the devices become more sophisticated.
Be Informed and Vote Your Conscience
 
Are you thinking about voting for Palin just because she's a woman? Curve contributing writer Kristin A. Smith wants you to think again. Find out what Kristin Smith is saying:  Curvemag.com.
Be Good to Mother Earthrecycling
How to Recycle Hazardous Waste
 
I was recently in a Home Depot store (my second home as I just moved into a new house), and I happened to learn that they will take your used batteries and light bulbs.  Spent lighting products are the second largest source of mercury contamination in our municipal solid waste systems; and this is an easy source to eliminate. Recycling of fluorescent light bulbs keeps toxic mercury out of the environment, where even a few ounces can endanger wildlife, fish and humans.  Many of you may already know where to recycle these items, but I thought it worth mentioning because if you are like me, you probably want to do the right thing, but sometimes it is just too hard to figure out how.  Here's a list of where you can take some of your more hazardous items for free disposal:
 
 
Home Depot Recycling Program
 
Ikea Recycling Program
 
 
 
 

cat

Kind-Hearted Cat Lover Needs Help
 
Good, caring, hard-working woman (holds down 3 jobs) in DC Metro area has engaged in animal rescue for the past 10 years. She traps feral cats, has them 'fixed' and turns them loose. If a cat is pregnant, she cares for her until she gives birth and attempts to find good homes for the babies. If a trapped cat is ill or wounded in some way, she takes it to the vet to provide the necessary medical treatment to heal it.
 
While she makes every attempt to adopt them out (via PetSmart and other outlets), over the years, she has accummulated over 60 cats yet to be placed. She performs 2 hour 'cat rounds' every morning and every evening to care for these cats who are living in her home. She has given up every home comfort to accommodate them...and is now forced to sleep on a small strip on a couch since her bedroom has become another area housing the cats. Financially, she is no longer able to make ends meet and she has maxed out all her credit cards to help pay for the cat food and medical care requiring her to pay high monthly credit card interest rates in addition to basic food and care costs.
 
If you are interested in adopting one of these cats, or know someone who might be, please email her friend Alice today.
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Sandra Bernhard
Without You I'm Nothing
September 9-28, 2008
 
An electrifying fusion of satire, cabaret and sizzling rock 'n' roll, Sandra's comic diatribe on the state of modern culture still burns bright and smart. With her band, The Rebellious Jezebels, Sandra launches this brand-new version of the show that propelled her into the stratosphere 20 years ago.
 
Special Offer from Theater J for Les Connections Members
Single Tickets = $25
3 Play Season Pass = $75 
 
To get this special rate, email or call (202) 777-3214 and mention DC Partners to reserve your discounted tickets! 
 
Update Your First Aid Kit
reprinted from Cooking Light, Sep 08

 injured teddy bear
If a box of bandages and tube of antibiotic ointment are your only emergency standbys, it's time for an update.  "Go through kits once a year to replace items used and check for expiration dates," says Kathleen Clem, MD, chair of the Department of Emergency Medicine at Lomo Linda University Medical Center in Loma Linda, California.  Store your supplies in a clear plastic container out of children's reach in a closet or upper cabinet (but not the bathroom, since humidity can harm medications).  Here are the basic supplies Clem recommends.
 
Injury care:
  • Adhesive bandages
  • Butterfly strips
  • Sterile gauze pads
  • Adhesive tape
  • Scissors
  • Tweezers
  • Cotton balls
  • Plastic zip-top bags for ice
  • Disposable instant cold packs
  • Disposable latex-free gloves

Common Pharmaceuticals:

  • Pain relievers
  • Aspirin
  • Antihistamine
  • Antibiotic ointment
  • Hydrocortisone cream
  • Antiseptic ointment or wipes
  • Packets of electrolyte supplements to mix with water

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What is Slow-Food?
USA Today says:  "Tries to Be Everything Fast Food is Not"
 slow food
Slow Food is an idea, a way of living and a way of eating. It is a global, grassroots movement with thousands of members around the world that links the pleasure of food with a commitment to community and the environment.
 
Slow Food USA seeks to create dramatic and lasting change in the food system. We reconnect Americans with the people, traditions, plants, animals, fertile soils and waters that produce our food. We seek to inspire a transformation in food policy, production practices and market forces so that they ensure equity, sustainability and pleasure in the food we eat.
Regular Running Slows Aging Effects
Stanford University School of Medicine Study 
 
Regular running slows the effects of aging, according to a new study from the Stanford University School of Medicine that has tracked 500 older runners for more than 20 years. Elderly runners have fewer disabilities, a longer span of active life and are half as likely as aging nonrunners to die early deaths, the research found.
 

Read the rest of the article 
Thank you for your interest in and support of, Les Connections.  We are grateful for the time you spend with us and welcome any feedback you'd care to give.  Email us here.
 
Take Care, Linda